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S-672 - 05/23/1989 - FINANCE - Ordinances ORDINANCE NO. S-672 AN ORDINANCE AUTHORIZING THE ISSUANCE OF A $522,000 NOTE OF �. THE VILLAGE OF OAK BROOK, DUPAGE AND COOK COUNTIES, ILLINOIS WHEREAS, the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Village" ) , acting by its President and Board of Trustees (the "Corporate Authorities" ) , has anticipated the borrowing of $522, 000 to acquire golf course maintenance equipment and to construct and install an approximate 7, 300 sq. ft. maintenance building (collectively, the "Project" ) ; and WHEREAS, the Village has negotiated and received a proposal (the "Proposal" ) from Oak Brook Bank, Oak Brook, Illinois (the "Lender" ) , in connection with the issuance under and pursuant to this ordinance of a $522, 000 Note (the "Note" ) , to finance the Project; and WHEREAS, the Village has insufficient funds to pay the costs of the Project and related costs and, therefore, must borrow money and issue its Note under this ordinance in evidence thereof up to the aggregate principal amount of $522,000 for such purposes; and WHEREAS, the Village desires to issue and sell the Note to the Lender pursuant to and in accordance with the Lender' s Proposal; and WHEREAS, for convenience of reference only this ordinance is divided into numbered sections with headings, which shall not define or limit the provisions hereof, as follows: Page Preambles 1 Section 1 . Authority and Purpose. 2 Section 2 . Authorization and Terms of the Note. . . . . 2 Section 3 . Proposal and Security Agreement. . . . . . . 3 Section 4. Execution and Delivery . . . . . . . . . . . 3 Section 5 . Transfer, Exchange and Registration. . . . . 3 Section 6. Registrar. . . . . . . . . . . . . . . . . . 4 Section 7. Security Agreement . . . 5 Section 8. Form of Note and Security Agreement. . . . . 5 Section 9 . Debt Service Fund. . . . . . . . . . . . . . 5 Section 10. Note Proceeds Fund . . . . 6 Section 11 . Exception from Arbitrage Rebate. . . . . . . 6 Section 12 . Investment Regulations . . . . . . . . . 6 Section 13 . Tax Covenants . . . . . . . . . . . . . . . . 7 Section 14. Bank Qualified Note. . . . . . . . . . . . 7 Section 15 . Ordinance to Constitute a Contract . . . . . 8 Section 16. Publication. . . . . . . . . . . . . . . . . 8 Section 17 . Effective Date . . . . . . . . . . . . . . . 8 NOW, THEREFORE, BE IT ORDAINED BY THE PRESIDENT AND BOARD OF TRUSTEES OF THE VILLAGE OF OAK BROOK, DUPAGE AND COOK COUNTIES, ILLINOIS, AS FOLLOWS: Section 1. Authority and Purpose. This ordinance is adopted pursuant to the Constitution and laws of the State of Illinois, including Section 8-1-3 . 1 of the Illinois Municipal Code (Section 8-1-3 . 1 of Chapter 24 of the Illinois Revised Statutes, as supplemented and amended, the "Act" ) , for the purpose of financing the Project, to be made or undertaken by the Village of Oak Brook, Illinois. Section 2. Authorization and Terms of the Note. To meet all or a part of the estimated cost of the Project, there is hereby appropriated the sum of $522, 000, to be derived from the proceeds of the Note herein described. For the purpose of financing such appropriation, the Note of the Village shall be issued and sold in an aggregate principal amount of not to exceed $522, 000. The Note shall be in substantially the form generally used by the Lender for similarly sized loans, modified to conform to this ordinance. The Note shall be dated as of the issuance, sale and delivery thereof. Pursuant to and an accordance with the Act, the Note shall mature within one year of the date of issuance thereof. The Note shall bear interest on the outstanding principal balance thereof at the rate of 6.85% per annum from its date, or from the date drawn upon, as the case may be, computed on the basis of a 360-day year consisting of twelve 30-day months. If for any reason the Note shall lose its tax-exempt status under Section 103 of the Internal Revenue Code of 1986, as amended, it shall bear interest at a rate equal to the Lender' s Index Rate Floating (subject to the statutory interest rate limit, the "Taxable Rate" ) . The Note shall bear interest on overdue principal, and to the extent lawful on overdue interest, at the Lender' s Index Rate Floating plus four percent (4%) ( subject to the statutory interest rate limit, the "Overdue Rate" ) . The principal of and premium, if any, and interest on the Note shall be payable in lawful money of the United States of America in eleven ( 11) equal monthly installments (based upon amortization of principal over 60 months) , with a twelfth (12th) installment equal to the principal balance plus accrued interest. Monthly installments on the Note shall be payable by check or draft of the Village mailed to the registered owner of record of the Note appearing on the registration books maintained by the Village' s Treasurer, the registrar on behalf of the Village for such purpose, at the principal municipal office of such registrar. Principal and interest payments on the Note shall be paid by check or draft (or other agreeable method of payment) by the Village without the requirement of presentment, demand or notice, directly to the Lender. The Note shall be subject to prepayment prior to maturity at the option of the Village, without any required notice, in whole or in part at any time at a prepayment price -2- equal to the principal amount to be so prepaid, plus accrued interest on the Note to the prepayment date, duly noted by the Lender on the Note. Section 3. Proposal and Security Agreement. The Proposal of the Lender shall be and is hereby approved. The President be and is authorized to execute and deliver a Note purchase contract and a security agreement in the Lender' s standard form therefor, which shall effect a security interest in the facilities constituting the Project under the Uniform Commercial Code -- Secured Transactions, as and to the extent applicable (the "Security Agreement" ) , for and on behalf of the Village and, together with other appropriate officials of the Village, is hereby authorized and directed to do and perform, or cause to be done or performed for or on behalf of the Village, each and every thing necessary for the issuance of the Note, including the proper execution, delivery and performance of a Note purchase contract and the Security Agreement and appropriate certificates in connection with the Village' s tax covenants made and contained in Section 14 hereof and related matters. The foregoing shall not abrogate or impair the application of Section 9-104(e) of the Illinois Uniform Commercial Code to the transactions hereby contemplated. '`- Section 4. Execution and Delivery. The Note shall be executed in the name of the Village by the manual or authorized facsimile signature of its President, and the corporate seal of the Village, or a facsimile thereof, shall be thereon impressed, affixed or otherwise reproduced and attested by the manual or authorized facsimile signature of its Village Clerk. In case any officer whose signature, or a facsimile of whose signature, shall appear on the Note shall cease to hold such office before the issuance of such Note, such Note shall nevertheless be valid and sufficient for all purposes, the same as if the person whose signature, or a facsimile thereof, appears on such Note had not ceased to hold such office. Any Note may be signed, sealed or attested on behalf of the Village by any person who, on the date of such act, shall hold the proper office, notwithstanding that at the date of such Note such person may not hold such office. No recourse shall be had for the payment of any Note against the President or any member of the Board of Trustees or any officer or employee of the Village (past, present or future) who executes the Note, or on any other basis. Other than when the Lender is the registered owner of 100% of the outstanding Note, the Note shall bear thereon a certificate of authentication executed manually by the registrar; and in such cases the Note shall not be entitled to any right or benefit under this ordinance or shall be valid or obligatory of any purpose until such certificate of authentication shall have been duly executed by the registrar. Section 5. Transfer, Exchange and Registration. The Note shall be negotiable, subject to the provisions for -3- registration of transfer contained herein. The Note shall be transferable only upon the registration books maintained by the registrar on behalf of the Village for that purpose at the principal office of the registrar, by the registered owner thereof in person or by such registered owner' s attorney duly authorized in writing, upon presentation thereof together with a written instrument of transfer satisfactory to the registrar and duly executed by the registered owner or such registered owner' s duly authorized attorney. Upon presentation to effect transfer of any such Note, the registrar shall record the transfer on a register therefor. The holder of the Note shall report all participations therein to the registrar. For every such exchange or registration of transfer of the Note, the Village or the registrar may make a charge sufficient to reimburse it for any tax, fee or other governmental charge required to be paid with respect to such exchange or transfer, which sum or sums shall be paid by the person requesting such exchange or transfer as a condition precedent to the exercise of the privilege of making such exchange or transfer. No other charge shall be made for the privilege of making such transfer or exchange. The provisions of the Illinois Bond Replacement Act shall govern the replacement of a lost, destroyed or defaced Note. The Village and the registrar may deem and treat the person in whose name the Note shall be registered upon the registration books as the absolute owner of the Note, whether such Note shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of, premium, if any, or interest thereon and for all other purposes whatsoever, and all such payments so made to any such registered owner or upon such registered owner' s order shall be valid and effectual to satisfy and discharge the liability upon such Note to the extent of the sum or sums so paid, and neither the Village nor the registrar shall be affected by any notice to the contrary. Section 6. Registrar. The Village covenants that it shall at all times retain a registrar with respect to the Note and shall cause to be maintained at the office of such registrar a place where the Note may be presented for registration of transfer, that it shall require that the registrar maintain proper registration books and that it shall require the registrar to perform the other duties and obligations imposed upon it by this ordinance in a manner consistent with the standards, customs and practices of the municipal securities business. Other than with respect to the Treasurer, the Village may enter into appropriate agreements with the registrar in connection with the foregoing. Any such registrar shall signify its acceptance of the duties and obligations imposed upon it by this ordinance. The registrar by executing a certificate of authentication on the Note shall be deemed to have certified to the Village that it has all requisite power to accept, and has accepted, such duties and obligations not only with respect to the Note so authenticated. -4 The registrar is to be the agent of the Village for such purpose and shall not be liable in connection with the performance of its duties except for its own negligence or default. The �. registrar shall, however, be responsible for any representation in its certificate of authentication on the Note. The Village may remove the registrar at any time. In case at any time the registrar shall resign or shall be removed or shall become incapable of acting, or shall be adjudged a bankrupt or insolvent, or if a receiver, liquidator or conservator of the bond registrar, or of its property, shall be appointed, or if any public officer shall take charge or control of the registrar or of its properties or affairs, the Village covenants and agrees that it will thereupon appoint a successor registrar. The Village shall mail or cause to be mailed notice of any such appointment made by it to the registered owner of the Note within twenty (20) days after such appointment. Other than in respect of the Treasurer, any registrar appointed under the provisions of this Section shall be a bank, trust company, national banking association or other qualified professional with respect to such matters, maintaining its principal office in the State of Illinois. Section 7. Security Agreement. The Note shall be �- an obligation of the Village, described in Section 8-1-3 . 1 of the Illinois Municipal Code. The Note shall be secured by a security interest in the facilities constituting the Project, as effected by the Security Agreement. To the extent any equipment constituting the Project has a title, the Lender' s security interest therein shall be appropriately shown on the title and filed with the Secretary of State. Section 8. Form of Note and the Security Agreement. The Note shall be issued as a fully registered instrument, and the Note and the Security Agreement shall be in substantially the form as generally used by the Lender, with appropriate insertions and modifications to comply with the provisions of this ordinance and with the blanks to be appropriately completed when the Notes and the Security Agreement are prepared for delivery. The Note shall state on its face that it is a "qualified tax-exempt obligation" under Section 265(b) (3 ) of the Code and that it is issued under and pursuant to and incorporates the terms and provisions of this ordinance . Section 9. Debt Service Fund. All moneys available, appropriated and set aside to pay the principal of and interest on the Note, and all other moneys to be used for the payment of the principal of and interest on the Note, unless paid immediately to the registered owner of the Note, shall be timely deposited in the "Debt Service Fund of 1989" which is hereby established as a special fund of the Village and shall be administered as a bona fide debt service fund under the Internal Revenue Code of 1986, as amended. -5- A form of Assignment for the Note is suggested, as follows: ASSIGNMENT For value received the undersigned sells, assigns and transfers unto [Name, Address and Social Security Number or FEIN of Assignee] the attached Note of the Village of Oak Brook, Illinois, issued under Ordinance No. and hereby irrevocably constitutes and appoints attorney to transfer the Note on the books kept for registration thereof, with full power of substitution in the premises. Dated Signature Guarantee: Section 10. Note Proceeds Fund. All of the proceeds of sale of the Note shall be deposited in the "Note Proceeds Fund of 1989" which is hereby directed to be established as a special `- fund of the Village under this ordinance. Moneys in the Note Proceeds Fund shall be used for the purposes specified in Section 1 of this ordinance and for the payment of costs of issuance of the Note, but may hereafter be reappropriated and used for other lawful purposes. Before any such reappropriation of Note proceeds shall be made, there shall be filed with the Village Clerk an opinion of Evans & Froehlich or other nationally recognized bond counsel ( "Bond Counsel" ) to the effect that such reappropriation will not adversely affect the tax-exempt status of the Note under Section 103 of the Internal Revenue Code of 1986, as amended. Section 11. Exception from Arbitrage Rebate. The Village does not reasonably expect to issue more than $5,000, 000 of tax-exempt obligations in the year of the issuance of the Note within the meaning of the small issuer exception under Section 148(f) (4) (C) of the Internal Revenue Code of 1986, as amended. Section 12. Investment Regulations. No investment shall be made of any moneys in the Debt Service Fund of 1989 or the Note Proceeds Fund of 1989 except in accordance with the tax covenants set forth in Section 14 of this ordinance. All income derived from such investments in respect of moneys or securities in any Fund shall be credited in each case to the Fund in which such moneys or securities are held. Any moneys in any Fund that are subject to investment yield restrictions may be invested in United States Treasury Securities, State and Local Government Series, pursuant to the -6- I regulations of the United States Treasury Department, Bureau of Public Debt. The Village' s Treasurer and agents designated by such officer are hereby authorized to submit, on behalf of the Village, subscriptions for such United States Treasury Securities and to request redemption of such United States Treasury Securities. Section 13. Tax Covenants. The Village shall not take, or omit to take, any action lawful and within its power to take, which action or omission would cause interest on the Note become subject to federal income taxes in addition to federal income taxes to which interest on such Note is subject on the date of original issuance thereof. The Village shall not permit any of the proceeds of a Note, or any facilities financed with such proceeds, to be used in any manner that would cause any such Note to constitute a "private activity bond" within the meaning of Section 141 of the Internal Revenue Code of 1986, as amended. The Village shall not permit any of the proceeds of the Notes or other moneys to be invested in any manner that would cause the Note to constitute an "arbitrage bond" within the meaning of Section 148 of the Internal Revenue Code of 1986, as �. amended. The Village shall comply with the provisions of Section 148(f) of the Internal Revenue Code of 1986, as amended, relating to the rebate of certain investment earnings at periodic intervals to the United States of America to the extent that there shall have been filed with the Village Clerk an opinion of Bond Counsel to the effect that such compliance is necessary to preserve the exclusion from gross income for federal income tax purposes of interest on the Note under Section 103 of the Internal Revenue Code of 1986, as amended. Section 14. Bank Qualified Note_ Pursuant to Section 265(b) (3 ) of the Internal Revenue Code of 1986, as amended, the Village hereby designates the Note as a "qualified tax-exempt obligation" as defined in Section 265(b) (3 ) of the Internal Revenue Code of 1986, as amended. The Village represents that the reasonably anticipated amount of tax-exempt obligations that will be issued by the Village and all subordinate entities of the Village during the calendar year in which the Note are issued will not exceed $10,000, 000 (and reasonably not to exceed $5, 000, 000) within the meaning of Section 265(b) (3) of the Internal Revenue Code of 1986, as amended. The Village covenants that it will not designate and issue more than $10, 000, 000 (and reasonably not to exceed $5, 000, 000) aggregate principal amount of tax-exempt obligations in such calendar year. For purposes of this Section 14, the term "tax-exempt obligations" includes "qualified 501(c) (3) bonds" (as defined in the Section 145 of the Internal Revenue Code of 1986, as amended) but does not include other "private activity bonds" -7- (as defined in Section 141 of the Internal Revenue Code of 1986, as amended) . Section 15. Ordinance to Constitute a Contract. The provisions of this ordinance shall constitute a contract between the Village and the registered owners of the Note. Any pledge made in this ordinance and the provisions, covenants and agreements herein set forth to be performed by or on behalf of the Village shall be for the equal benefit, protection and security of the registered owners of any part or all of the Note. The Note, and any participation therein, shall be of equal rank without preference, priority or distinction of any of the Note over any other thereof except as expressly provided in or pursuant to this ordinance. This ordinance shall constitute full authority for the issuance of the Note, and to the extent that the provisions of this ordinance conflict with the provisions of any other ordinance or resolution of the Village the provisions of this ordinance shall control. If any section, paragraph or provision of this ordinance shall be held to be invalid or unenforceable for any reason, the invalidity or unenforceability of such section, paragraph or provision shall not affect any of the remaining provisions of this ordinance. Section 16. Publication. This ordinance shall '`. published in pamphlet form under Section 1-2-4 of the Illinois Municipal Code. Section 17. Effective Date. This ordinance shall become effective 10 days its passage, approval and publication as required by law. Adopted this 23rd day of May 1989, by roll call vote as follows: Trustees Bartecki, Bushy, Maher Ayes (names) : Payovich, Rush and Winters Nays (names) : None Other (Abstain, Absent, etc . ) (names) : None �-- PASSED- May 23, 1989 (SEAL) Approve Attes Pr sident Village Clerk -8- -- — --- ---CERTIFICATE- I , Linda K. Gonnella, Village Clerk of -he- Village of Oak Brook, DuPage and Cook Counties, Illinois, hereby certify that the foregoing Ordinance No. S-672 "An Ordinance Authorizing the Issuance of a $522,000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois , " is a true copy of an original ordinance which was duly adopted by the recorded affirmative votes of not less than four of the members of the Corporate Authorities of the Village at a meeting thereof which was duly noticed, called held at 7: 30 p.m. on May 23 , 1989, as a regular meeting of the President and Board of Trustees at the Village Hall, at which a quorum was present and acting throughout, and that such copy has been compared by me with the original `- ordinance signed by the President of the Village on May 23 , 1989 , and recorded in the ordinance book of the Village and that it is a correct transcript thereof and of the whole of such ordinance, and that such ordinance has not been altered, amended, repealed or revoked, but is in full force and effect. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the seal of the Village of Oak Brook, Illinois this 23rd day of May, 1989 . `Tillage Clerk (SEAL) i i I •N Sr,::. .a.. S- NOTE TRANSCRIPT June 5, 1989 ISSUER: Village of Oak Brook, DuPage and Cook Counties, Illinois NOTE: $522,000 Note DATE OF NOTE: May 23, 1989 • MATURITY AND INTEREST RATE: May 15, 1990--6. 85% per annum NOTE PURCHASER: Oak Brook Bank Oak Brook, Illinois REGISTRAR: Village Treasurer LEGAL OPINION: Evans &Froehlich Champaign, Illinois i W INDEX OF DOCUMENTS $522, 000 NOTE OF THE VILLAGE OF OAK BROOK DUPAGE AND COOK COUNTIES STATE OF ILLINOIS 1 . Certified copy of Ordinance No. 5-672, An Ordinance Authorizing the Issuance of a $522,000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois, passed and approved May 23, 1989, by the President and Board of Trustees of the Village of Oak Brook, Illinois. 2 . Certificate of Incumbency of Officers, Absence of Litigation and Identification of Signatures. 3 . Treasurer' s Receipt. 4. Receipt of Note Purchaser. 5 . Closing and Arbitrage Certificate. 6. Form 8038-G, and related transmittal letter. 7 . Opinion of John H. Brechin, Esq. , Village Attorney, Oak Brook, Illinois. 8. Opinion of Evans & Froehlich, Champaign, Illinois, Bond Counsel. 9 . Specimen Note. 10. Security Agreement dated as of May 23, 1989, from the Village to the Oak Brook Bank, Oak Brook, Illinois. 11 . Transcript Certificate. Original counterparts and/or copies of the foregoing, as appropriate, will be complied for distribution, as follows: Village of Oak Brook John H. Brechin, Esq. Oak Brook, Illinois Downers Grove, Illinois Evans & Froehlich Oak Brook Bank Champaign, Illinois Oak Brook, Illinois i I I I 0 Closing Item No. 2 CERTIFICATE OF INCUMBENCY OF OFFICERS, ABSENCE OF LITIGATION AND IDENTIFICATION OF SIGNATURES (ACCEPTANCE OF REGISTRAR) We, the undersigned, the President, Clerk, and Treasurer of the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Village" ) , the President and Clerk being authorized and directed to sign the Note herein mentioned, hereby certify that we are now and were at the date of signing the Note herein mentioned, respectively, officers of the Village, as herein recited; that the undersigned President and Clerk have executed the Note (the "Note" ) , of the Village in the amount of $522 ,000, dated May 23, 1989, fully registered, bearing interest and due in the principal amounts on the dates as follows: May 15, 1990--6. 85% per annum ( subject to certain adjustments) . by signing the Note in the manner and capacity set forth in ORDINANCE NO. S-672, An Ordinance authorizing the issuance of a $522, 000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois, passed and approved May 23, 1989 (the "Ordinance" ) . We further certify that there is no controversy or litigation pending or threatened in any way questioning or affecting the corporate existence or the boundaries of the Village, or the title of any of its present officials to their respective offices, or the proceedings incident to the authorization and sale of the Note, or in any way concerning the validity of the Note, and that none of the proceedings authorizing the issuance of the Note have been revoked or rescinded. We further certify that the certifications and representations made by the Village, through its President and Board of Trustees, in the Ordinance are still true. The officers of the Village and their terms of office are as shown on the attached Certificate of Officer Incumbency. I W i+Vt IN WITNESS WHEREOF, we have hereunto affixed our signatures as of this 5th day of June, 1989 . L S14rG-NATURE OFFICIAL TITLES ' President �d>6' u ale" Clerk ,� • ' �,�� Treasurer Signature Identification I hereby certify that I am John H. Brechin, the duly appointed and acting Village Attorney of the Village of Oak Brook, Illinois, and that I am personally acquainted with the officers whose signatures appear above, and that I know that they are now and were. at the time of signing the Note the duly elected, qualified and acting officials of the Village of Oak Brook, DuPage and Cook Counties, Illinois as indicated by the titles appended to their respective signatures, and I do hereby identify such signatures, together with those on the above described Note as being in all respects true and genuine. John Brechin Attorney at Law i i i -2- UNITED STATES OF AMERICA STATE OF ILLINOIS COUNTIES OF DUPAGE AND COOK VILLAGE OF OAK BROOK $522 , 000 NOTE SCHEDULE OF OFFICER INCUMBENCY May of the May of the Year Present Year Present Title Name Term Started Term Ends: President Wence F. Cerne 1987 1991 Clerk Linda K. Gonnella 1989 1991 Treasurer Terry C. Klein 198_ ( indefinite)199_ Village Attorney John H. Brechin 198_ (indefinite)199_ Trustee Garry J. Bartecki 1987 1991 Trustee Karen M. Bushy 1989 1993 Trustee Ronald P. Maher 1987 1991 Trustee Barbara A. Payovich 1989 1993 Trustee Joseph H. Rush 1987 1991 Trustee H. Richard Winters 1989 1993 r c -3- w i+h _ Closing IN-9m No. 3 TREASURER' S RECEIPT I , the undersigned, do hereby certify that I am the duly qualified and acting Treasurer of the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Village" ) , and as such officer I further certify that a $522 , 000 Note of the Village, dated May 23, 1989, in fully registered form, has been delivered to the purchaser thereof, Oak Brook Bank, Oak Brook, Illinois, and that such Note has been paid for in full by such purchaser in accordance with the terms of sale and at a price of not less than 100% par ($522, 000) . I do further certify that the officials whose signatures ' appear upon such Notes were in occupancy and possession of their respective offices at the time of signing and delivery of such Notes. IN WITNESS WHEREOF, I have hereunto set my official hand as of the 5th day of June, 1989 . Treasurer of the Village of Oak Brook, DuPage and Cook Counties, Illinois f 4 I I Closing 1rem No. 4 RECEIPT OF NOTE PURCHASER Oak Brook Bank, Oak Brook, Illinois (the "Purchaser" ) , in connection with the issuance, sale and delivery on the date hereof by the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Village" ) , of its $522 , 000 Note (the "Note" ) , and the purchase thereof by the Purchaser, which hereby acknowledges receipt from the Village of Note in the aggregate principal amount of $522, 000 and conforming to the provisions of ORDINANCE NO. S-672, An Ordinance Authorizing the Issuance of a $522, 000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois, passed and approved May 23 , 1989 . Further, the Purchaser hereby certify that it has purchased the Note at 100% of par ($522, 000) and anticipates no reoffering to the public . We understand that the foregoing will be relied upon by the Village in the filing of a Form 8038-G in connection with the Note. This receipt is made and the Note has been delivered as of this 5th day of June, 1989 . Oak Brook Bank, Oak Brook, Illinois _- Y Its C W Vr7a.� Closing !,-.am No. 5 STATE OF ILLINOIS ) SS COUNTIES OF DUPAGE ) AND COOK ) INDEBTEDNESS CERTIFICATE We, the undersigned, do hereby certify that we are the duly qualified and acting President, Treasurer and Clerk of the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Issuer" ) , respectively, and as such officials we do further certify that the total aggregate indebtedness of the Issuer, of every kind and nature and howsoever, evidenced or incurred, excluding the proposed $522,000 Note, of the Village of Oak Brook, DuPage and Cook Counties, Illinois, , issued on the date hereof, does not exceed the total sum as itemized as follows: Non-Referendum General Obligation Bonds. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ General Obligation Bonds. . . . . . . . . . . . . . . . . . . . . . . . . $ 4,050,000 Motor Fuel Tax Bonds. . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ Installment Contracts . . . . . . . . . . . . . . . . . . . . . . . . . . Judgments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ -o- Leases/Contracts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Miscellaneous/Other. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ Revenue Bonds. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 2.4-7 5 000 all of which appears from the books and records in our respective care and custody. IN WITNESS WHEREOF, we hereunto affix our official signatures, this 5th day of June, 1989 . Presi ent T easurer 1 GG 6 G- Clerk I I f Closing Item No. 5 CLOSING AND ARBITRAGE CERTIFICATE We, the undersigned, do hereby certify that we are the President, Clerk and Treasurer of the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Village" ) , and with regard to the $522 , 000 Note of the Village (the "Note" ) authorized by ORDINANCE NO. S-672, An Ordinance authorizing the issuance of a $522, 000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois, adopted by the President. and Board of Trustees of the Village of Oak Brook, Illinois, on May 23, 1989 (the "Ordinance" ) , we do hereby further certify as follows [ certain terms used herein and not otherwise defined herein shall have the meanings given them in the Ordinance] : ( 1) The actual acquisition and construction of the Project as defined in the Ordinance (herein, the "Project" ) has begun, and binding commitments of not less than $15,000 of the Note proceeds have heretofore been entered into or made in connection therewith, and have been incurred and paid in connection with the Project. It is anticipated that the total financeable costs of the Project to be paid from the proceeds of the $522 ,000 Note (excluding the expenses anticipated to be incurred in connection with the issuance of the Note) will be approximately $517, 000. (2) The total proceeds from the Note, i .e. , the gross sum of $522,000, does not exceed the total of: (i) the estimated total financeable costs of the Project to be paid from the proceeds of the Note (including capitalized interest and excluding the expenses anticipated to be incurred in connection with the issuance of the Note) (viz. , the gross sum of $517,000) , plus (ii) the expenses anticipated to be incurred in connection with the issuance of the Note (viz . , the gross sum of $5,000) . (3) The aggregate proceeds to be derived by the Village from the Note (viz . , the gross sum of $522 , 000) is expected to be needed and fully expended as follows: (a) of such proceeds, $5, 000 will be expended for payment of the expenses anticipated to be incurred in connection with the issuance of the Note; and (b) the remaining $517, 000 of such proceeds will be expended for payment of the costs of the Project (including capitalized interest and excluding any I 4 i WI�^ \� s ` OL expenses anticipated to be incurred in connection with the issuance of the Note) , substantially in accordance with the following schedule: Quarter during which Expected Amount Expected to be Expended to be Expended 1989, Second $ 317, 000 1989, Third $ 200, 000 TOTAL $ 517, 000 (4) The ordinance of the Village described below (the "Ordinance" ) was duly adopted by the President and Board of Trusttes of the Village of Oak Brook, Illinois, on the date indicated, has been duly approved by the President, has not been amended, modified or rescinded in any material respect, and is in full force and effect as of the date hereof: Date of Ordinance No. Adoption Title or Description Ordinance No. May 23, 1989 An Ordinance authorizing the issuance �- 5-672 of a $522,000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois. (5) The meeting of the President and Board of Trustees of the Village of Oak Brook, Illinois, held on May 23, 1989, was a regular meeting of the President and Board of Trustees which was open to the public, and the President and Board of Trustees did not meet in a closed session on that day. All meetings of legislative, executive, administrative and advisory bodies of the Village, including committees and subcommittees, are open to the public, subject to the authorized exceptions set forth in Ill . Rev. Stat. Ch. 102 , Sec . 42 , and public notice of all such meetings is given pursuant to the procedures of Ill . Rev. Stat. Ch. 102, Sec . 42 .02 . (6) Pursuant to the Ordinance, there has been duly prepared and executed, and delivered as of the date hereof, on behalf of the Village a $522,000 aggregate principal amount Note of the Village (the "Note" ) . The Note has been executed on behalf of the Village with the manual signature of the undersigned President and the manual signature of the undersigned Village Clerk and the impression of the corporate seal of the Village has been imprinted thereon. The Note is in substantially the same form which the officers of the Village were authorized to execute and deliver for and on behalf of the Village, and they are in substantially the same form as is provided in the i Ordinance. !k -2- yJi+h (7) Regular meetings of the President and Board of Trustees are held on the second and fourth Tuesday of each month, at 7 : 30 p.m. , at the Village Hall, Oak Brook, Illinois. The regular meeting of the President and Board of Trustees held on May 23 , 1989, was called and held as required by law. No proceedings have been had or taken by the Village or the voters thereof to alter the home rule status of the Village; to adopt a special charter for the Village; to limit the power of the Village to incur debt; or to confer upon the voters or property of the Village rights of petition or referendum not otherwise applicable to home rule units. The Village is not operating under the commission form of municipal government. The representations and warranties of the Village set forth in the Ordinance were true and correct as of the date thereof and are true and correct as of the date hereof. (8) The principal proceeds of the sale of the Note shall be devoted to and used with due diligence for reimbursement to the Village for certain Project costs and the acquisition, construction and installation of the Project. The President and Clerk, for the Village' s Corporate Authorities, represent and certify as follows: (a) The Village has heretofore incurred, or within six months after delivery of the Note expects to incur, substantial binding obligations with respect to the acquisition, construction and installation of the Project to be paid for with money received from the sale of the Note, such binding obligations comprising a contract or contracts for the acquisition, construction and installation of the Project in the amount of not less than $15,000, being an amount not less than 2-1/2% of that portion of the estimated total Project costs financed with the Note. (b) All of the money derived from the sale of the $522 , 000 Note and deposited in the Note Proceeds Fund of 1989, and all of the investment earnings thereon and all the money derived from the sale of the Note and deposited in the Debt Service Fund of 1989 and all of the investment earnings. thereon will be expended on or before August 1, 1989, for the purpose of paying the costs of the Project. (c) All of the principal proceeds and investment earnings thereon of the Note will be used, needed and �- expended for the purpose of paying the cost of the Project, including expenses incidental thereto, or paying the interest due on the Note; not less than 95 percent of the net proceeds of the Note are to be used for local governmental activities (that is, the Project) of the Village; and none of the Note constitutes a private activity bond. Pursuant to and in accordance with Section 1314 of the Tax Reform Act of 1986, unless the yield on any investment of Note proceeds to the extent thereof is i -3- restricted to the yield on the Note, no proceeds of the Note or any investment earnings thereon will be used more than 30 days after the date hereof for the purpose of paying any principal or interest on any issue of bonds, notes, certificates or warrants or on any installment contract or other obligation of the Village or for the purpose of replacing any funds of the Village used for such purpose, otherwise pursuant to and in accordance with Section 148 of the Internal Revenue Code of 1986, as amended (the "Code" ) , and in any event such refunding shall occur, if at all, on or before the 90th day from the date hereof. (d) Work on the Project to be funded from Note proceeds is expected to proceed with due diligence to completion, presently expected to be on or before August 1, 1989 . (e) No part of any of the Village' s facilities constituting the Project has been or is expected to be sold or otherwise disposed of in whole or in material part prior to the maturity of the Note. "Material part" means (i) land, or (ii) any building, or (iii ) personal property or fixtures in excess of that which is expected to be sold, traded in or discarded upon wearing out or becoming obsolete. (f) Except as set forth in the Ordinance, the Village has not created or established and does not expect to create or establish any sinking fund or other similar fund for the Note. (g) Amounts deposited in the Debt Service Fund of 1989, other than capitalized interest, will be expended within a 12-month period beginning on the date of deposit; such account will be depleted to an amount not greater than 1/12 annual principal and interest requirements payable therefrom at least once yearly; and any amounts received from investment of money in any such account will be expended within a one year period beginning on the date of receipt. (h) The aggregate face amount of all tax-exempt obligations, other than private activity bonds, to be issued by the Village during the calendar year 1989 is not reasonably expected to exceed $5,000, 000. Therefore, the Village will make no rebate payments pursuant to an exception from such rebate requirement under Section 148(f) (4) (C) of the Code. (i) The foregoing statements of expectation are based upon the following facts and estimates; (i) Amounts expected to be received are estimated. (ii ) Amounts paid or to be paid into various funds and accounts have been directed to be paid I I -4- With into such funds and accounts by authority of the Ordinance. (iii) The anticipated dates of the obligation and expenditure of money derived from the sale of Note and to be deposited into the various funds and accounts for the Project and the amounts to be spent 'on or before such dates are based upon consultation with the engineers employed by the Village to supervise the acquisition, construction and installation of the Project. (iv) The amount of tax-exempt obligations reasonably expected to be issued in 1989 is based upon historical experience, the anticipated revenue needs of the Village and the date of issuance of the Note. (v) The Village is an issuer described in Section 265(b) (3 ) of the Code. (vi) The Village has issued no tax-exempt obligations in 1989 except for the Note. (j ) The Village has not been notified of, any disqualifica- tion or proposed disqualification of it by the Commissioner of the Internal Revenue Service as an issuer �- which may not certify issues under Treas. Reg. 1 . 103-13(a) (2) (ii) (1979) . This subparagraph (j ) incorporates by reference the representations and certifications made and contained in of the Ordinance. (k) To our best knowledge and belief . there are no facts, estimates or circumstances that would materially change the conclusions and representations set out in this paragraph (9) , and the expectations hereinabove set out are reasonable. ( 1) The Village will comply with such other and further requirements of the Internal Revenue Code of 1986, as amended, including with respect to arbitrage. (m) So long as any part of the Note remains outstanding, moneys on deposit in any fund or account in connection with the Note, whether or not such moneys were derived from the proceeds of sale of the Note or from any other source, will not be used in a manner which will cause the Note to be an "arbitrage bond" within the meaning of Section 148 of the Code, and any lawful regulations promulgated thereunder, including Treas . Reg. 1 . 103-13, 1 . 103-14 and 1. 103-15 (1979) as the same presently exist, or may from time to time hereafter be amended, supplemented or revised. On the basis of the foregoing, the gross proceeds in connection with the Note will not be used in a manner that would the Note to be an arbitrage bond under Section 148 of the Internal -5- vJ�th . �,• S,...(off � �; Revenue Code of 1986, including as it may be supplemented and amended. The Village hereby further certifies that it has not been notified of any listing or proposed listing of it by the Internal Revenue Service as an issuer whose arbitrage certifications may not be relied upon. The Village covenants with the holder or holders of the Note outstanding that so long as the Note, or any part therof, remains outstanding, moneys on deposit in any fund or account in connection with the Note, whether or not such moneys were derived from the proceeds of the Note or from any other sources, will not be used in_ a manner which will cause the Note, or any part thereof, to be an "arbitrage bond" within the meaning of applicable laws and regulations. (9) The persons subscribed hereto, being the duly qualified and acting President and Clerk of the Village, were on the date or dates of the execution of the Documents and the Note, and are on the date hereof, the incumbents of the offices of the Village set forth opposite their respective names, and the signatures subscribed hereto are the genuine signatures of such officers: office Name Signature �.- President Wence F. Cerne As Subscribed Hereto Village Clerk Linda K. Gonnella As Subscribed Hereto (10) The seal impressed upon this certificate and printed upon the Note is the legally adopted, proper and only official corporate seal of the Village . ( 11) In connection with certain qualifying (that is, for a tax-exempt use) costs and expenses previously incurred and paid by the Village out of prior funds, the Village reserves the right to be reimbursed therefor from Note proceeds. (12) The $522 , 000 Note is a "qualified tax-exempt obligation" under Section 265(b) (3 ) of the Internal Revenue Code of 1986, as amended, and as mentioned in the Ordinance. The Village will not issue more than $10, 000, 000 (and reasonably expects not to exceed $5, 000, 000) of tax-exempt obligations in the 1989 calendar year and cannot conceive of any circumstances where such amount could be exceeded given the date of issue of the Note. I IN WITNESS WHEREOF, we have hereunto affixed our respective signatures and the seal of the Village of Oak Brook, Illinois as of this 5th day of June, 1989 . i -6- Irl t t (SEAL) Village Clerk -)!:- C. -�/a w Treasurer i -7- i Closing Item No. 5 GENERAL TAX CERTIFICATE I , Wence F. Cerne, President of the Village of Oak Brook, Illinois (the "Village" ) , a municipal corporation of the State of Illinois, hereby certify with respect to the Village' s $522, 000 principal amount of Note (the "Note" ) , issued on this date, as follows: 1 . Use of Proceeds. The proceeds derived from the sale of the Note are expected to be applied for the following purposes and in the following estimated amounts: Purpose Amount Equipment and Maintenance Garage $517, 000 Issuance Costs $ 5, 000 For purposes of this certificate; the term "net proceeds of the Note" shall mean the aggregate principal amount of the Note less the amount used to pay the costs of issuance of �-- the Note. 2 . Private Use of Proceeds. (a) No portion of the net proceeds of the Note will be used (directly or indirectly) in any trade or business or other activity carried on by any person other than a governmental unit, and (b) no part of the property to be financed with the net proceeds of the Note will be (i) used by any person on a basis which is different from that on which members of the general public will use such property, (ii) owned by any person other than a governmental unit, or (iii ) actually or beneficially used by any person other than a governmental unit pursuant to a lease, a management contract or an arrangement such as a take-or-pay or output contract. 3 . Security Interest. No portion of the principal of or interest on the Note is or will be (a) secured by, either directly or on the basis of an underlying arrangement, property used or to be used in the trade or business of any person other than a governmental unit on a basis different from that on which members of the public use such property, or payments in respect to such property or (b) derived from payments (whether or not to the Village) in respect of property, or borrowed money, so used or to be so used. 4. Unrelated and Disproportionate Use . A. Unrelated Use . No portion of the net proceeds of the Note is to be used directly or indirectly to finance a trade �- S-40-70L or business activity of a person other than a governmental unit (or property used in such a private trade or business activity) that is not related to the governmental facilities being financed with the net proceeds of the Note and no payments with respect to the trade or business activity will be made (directly or indirectly) by any person other than the Village. B. Disproportionate Use. The amount of net proceeds of the Note to be used in a trade or business activity of any person other than a governmental unit is the amount of $-0- . 5 . Private Loan of Proceeds. No portion of the net proceeds of the Note will be used (directly or indirectly) to make or finance loans to persons other than governmental units, no nongovernmental person will derive an economic benefit that could be deemed a loan. as a result of the transactions financed with the net proceeds of the Notes, and no portion of the net proceeds will be transferred to a nongovernmental person in return for a promise to repay such SUMS. 6. Small Issuer Status. The Note is being issued to provide governmental facilities and do not constitute "private activity bonds" within the meaning of Section 141 of the Internal Revenue Code of 1986, as amended (the "Code" ) . Pursuant to the Ordinance pursuant to which the Note is issued, the Village has designated the Note as a "qualified tax-exempt obligation" as defined in Section 265(b) (3) of the Code. The Village certifies, based, in part, upon certificates of all subordinate entities of the Village specified herein if any, that the reasonably anticipated amount of tax-exempt obligations that will be issued by the Village and all such subordinate entities of the Village during 1989 does not exceed $10,000, 000. The Village will not designate and will not issue more than $5,000, 000 (of the $10,000,000 limit) in aggregate principal amount of tax-exempt obligations during calendar year 1989 . For purposes of the two preceding sentences, the term "tax-exempt obligations" includes "qualified 501(c) (3) bonds (as defined in Section 145(a) of the Code) but does not include other "private activity bonds" (as defined in Section 141(a) of the Code) . There are no "subordinate entities" to the Village within `- the meaning of Section 265(b) (3) (E) of the Code, and no other smaller governmental entity derives its power to issue obligations from the Village, was created by the Village or is subject to significant control (including the appointment of members of a governing board) by the Village. 7 . Registration of the Note. The Note is issued and issuable only in fully -2- vJ�th 1 97 o'L registered form without coupons, and are transferable only upon the registration books maintained by the registrar appointed pursuant to the Ordinance. 8. No Federal Guaranty. No portion of the payment of principal or interest with respect to the Note is guaranteed (directly or indirectly) by the United States of America or any agency or instrumentality thereof. No portion of the proceeds of the Note is to be used in making loans with respect to which the payment of principal or interest are to be guaranteed (in whole or part) by the United States of America or any agency or instrumentality thereof, or invested (directly or indirectly) in federally insured deposits or accounts. IN WITNESS WHEREOF, I have hereunto _ et my h d, as of the 5th day of June, 1989 . President �� i -3- Srtr,el. ^ �_toslnE --ea too. o r. 8038-G Information Return for Tax-Exempt (oecemer :986i I Governmental Bond Issues :""°"° '"Z7== 3eoarlw.enl0.the r.eawn 1 to Utte r Seaton 149fe) uaree ::-3:-a9 Iw1r"al Ar onwe SrWKF (Use Fenn 8035-GC if issue ones rs wider 5100.000.) Reborting Authority :heck box it Aetenaett Return ► ! 116mel r/lame j mar 1 Wrlelerer otentnKalbn%0—Pr Village of Oak Brook I 36-;-',09534 L� 3 Nwnew ano street a aeve,•Vftr 1200 Oak Brook Road S C,te s to— sum.ano ZIP ape 6 Die v saw Oak Brook, IL 60521 I `,a 1989 Type of Issue (cneek boxes)that aocitesi 7 Check box if bones are tax or Other revenue anticipation bonds► ` i maw PrWj S Check box if bonds are In the term of a lease or installment sale► 9 Education . . . . . . ' 10 Heann and nosoitai . . . . . . . . . . . . . ' 11 C Transportation . . . . . . . . 12 [ Public safety . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 71 Environment(including sewage bonds) . . . . . . . . . . . . . . . . . 14 C Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 r' Utilities . . . . . . . . . 16 I XOtner.Des cnoe(see instructions)► Golf course maintenance equipment :5?2 000 and building Description of Bonds lal (b) (CI W ( Iii tL Mary nty Gate I$merest rate -%U*V fe i Suteo;T�� e�M«nom^ I t I Iwt car. 17 Final maturity 5/15/90 car, I $522,000 e,/,:,:�/<'/ It Emire issue RWIII-IllII14 V11111011%,r/��i// ////.: $522,000 10.9-5 years t -.55% • 6.85 Uses of Original Proceeds of Issue (including underwriters'discount) 19 Proceeas used for accrued interest. . . . . . . . . . . . . . . . . . . . . . . I �-° ' - 0 - 20 Proceeds used for bond issuance costs(including underwriters'discount) . . . . . . . . . 2: $5,000 21 Proceeds used for credit enhancement . . . . . . . . . . . . . . . L – 0 – 22 Proceeds allocated to reasonably reduiree reserve or replacement tuna . . . . [ - 0 - '� 23 Proceeds used to refund Dnor issues � �- - 0 - ' 24 Nonrefuncing Drpceees of the issue(Subtract lines 20.2t_.22.and 23 from line 18.column(r)) : 2+ S517,000 Description of Refunded Bonds(complete this Dart only for refunding bonds) 25 Enter the remaining weignted average maturity of the bonds to be refunded . . . . . . . . . ► veer, 26 Enter the last date on which the refunded bonds will be Called . . . . ► 27 Enter the date's)the refunoed bonds were rssueo ► Miscellaneous 28 Enter me amount(if any)of the state volume cap aaocatee to this issue . . . . . . ► - 0 - 29 Arbitrage rebate: a Check box if the small governmental unit exception to the aroltrage rebate reduirement aODhes S b Check box it the 6•montn temporary investment exception to The arbitrage rebate repuirement is expected to a:ciy c Check box If you exoect to earn ana rebate arbitrage Droiits to the U.S. . . . . . . . . . _ 30 Enter the amount of the ponds aesignatec by the issuer under section 265(bX3)(8)(ii) ► $522,000 31 Pooled financings: a Check box if any of the proceeds of this Issue are to be used to make loans to other governments:units ► _ ana enter the amount ► b Check box it this issue is a loan maoe from the orbceeas of another ta■-exemot issue ► L ano enter the nar-+e of the Issuer ► ano the pate of the Issue ► I U"Ce•oerlanme 0�e 1 oecalf mi/ •anwwe0 the retwn ano acCOmoan"I aCnaOMae ano atatwwentx ano 10 the Per e•My ano—Welt anc*1-1, Please tree err tr11r. tsnlaet Sin Here � , 2ff. z� -fee f' / 5 /Rq ' President S�au/era e�Kr For Paperwork Reduction Act Notice.see pace 1 of the instructions. :Prw 8038•G I:I-a6 I with VW Closing Item No. 7 JOHN H. BRECHIN ATTORNEY AT LAW 4913 MAIN STREET DOWNERS GROVE, ILLINOIS 60515 (312)969-2529/990-3000 June 5, 1989 Evans & Froehlich Oak Brook Bank Champaign, Illinois Oak Brook, Illinois RE: $522,000 Village of Oak Brook, DuPage and Cook Counties, Illinois, Note Ladies and Gentlemen: In connection with the issuance on the date hereof by the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Village" ) of a $522, 000 Note (the "Note" ) , I have acted as �- corporation counsel to the Village and examined, among other things necessary to rendering this opinion, Ordinance No. S-672, An Ordinance authorizing the issuance of a $522,000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois, of the President and Board of Trustees of the Village of Oak Brook, Illinois, passed and approved May 23 , 1989 (the "Ordinance" ) . Based upon the foregoing, I am of the opinion that: 1 . The Village is a non-home rule municipality located in DuPage and Cook Counties, Illinois, validly existing and in good standing under the Constitution and laws of the State of Illinois. The Issuer is organized under the Village form of municipal government (Article 3 of the Illinois Municipal Code) . 2 . The Village' s President and Board of Trustees has duly and effectively adopted the Ordinance, and the Ordinance is in full force and effect according to the terms thereof. 3 . The execution, delivery and performance by the Village of the Ordinance will not conflict with, or result in the breach of any of the provisions of, or constitute a default under, any indenture, mortgage deed of trust or other agreement or instrument to which the Village is a party or by which it or its properties are bound. I I U�I`ith^ 4. To the best of my knowledge, there is no action, suit, proceeding, inquiry or investigation at law or in equity, before or by any judicial or administrative court or agency, pending or, to the best of my knowledge after due investigation, threatened, against or affecting the Village or its properties wherein an unfavorable decision, ruling or finding would adversely affect the validity or enforceability of the Ordinance in accordance with its terms, or in any way relating to, affecting or questioning the issuance, sale, execution or delivery of the Note or of any of the proceedings had or actions taken leading up to the execution and delivery of the Note or the payment of the interest on or principal of the Note, or otherwise affecting or questioning the validity of the Note. 6. The adoption of all ordinances, resolutions and other actions of the Village relating to the Ordinance and all related proceedings comply with all applicable laws governing the Village and with all rules and regulations of the Village, including its President and Board of Trustees. 7 . None of the proceedings had or actions taken with regard to the Ordinance, including the proceedings relating to the execution, issuance, sale and delivery of the Note, has or have been repealed, rescinded or revoked, except as expressly noted in any above mentioned Ordinance, and all such proceedings and actions remain in full force and effect on the date hereof. Very truly yours, John H. Brechin �f i i -2- Closinc�-_tem No. 8 LAW OFFICES OF EvANs & FROEHI.IcH A PARTNERSHIP OF PROFESSIONAL CORPORATIONS 44 MAIN STREET,P.O.BOX 737 CHAMPAIGN, ILLINOIS 61820 TELEPHONE 217-359-6494 June 5, 1989 $522,000 NOTE OF THE VILLAGE OF OAK BROOK, DUPAGE AND COOK COUNTIES, ILLINOIS Opinion of Bond Counsel We have examined a record of proceedings relating to the issuance of a $522,000 Note (the "Note" ) , of the Village of Oak Brook (the "Village" ) , a municipal corporation and a non-home rule unit of local government situated in the Counties of DuPage and Cook, Illinois. The Note is authorized and issued pursuant to the provisions of the Constitution and laws of the State of Illinois, including Section 8-1-3 . 1 of the Illinois Municipal Code (Section 8-1-3 . 1 of Chapter 24 of the Illinois Revised `- Statutes) , and Ordinance No. S-672 adopted by the President and Board of Trustees of the Village on May 23, 1989, and entitled "An Ordinance Authorizing the Issuance of a $522,000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois" (the "Ordinance" ) . The Note, dated May 23, 1989, is issuable in fully registered form. The Note bears interest at the rate of 6.85% per annum (subject to certain adjustments provided in the Ordinance) and matures on May 15, 1990. Interest on the Note shall be computed on the basis of a 360-day year of twelve 30-day months. The Note is subject to prepayment prior to maturity at the option of the Village without notice in whole or in part at a prepayment price equal to the principal amount thereof to be redeemed plus accrued interest, duly noted on the Note. In our opinion, the Note is a valid and legally binding obligation of the Village of Oak Brook, Illinois, according to the terms thereof. The enforceability of rights or remedies with respect to the Note may be limited by bankruptcy, insolvency or other laws affecting creditors, rights and remedies heretofore or hereafter enacted, and equitable principles. We are of the opinion that under existing law, interest on the Note is not includable in the gross income of the registered owner thereof for federal income tax purposes and consequently is exempt from present federal income taxes based on gross income. Assuming the continued compliance by the Village with the requirements of the Internal Revenue Code of 1986, as W itln EVANS & FROEHLICH amended (the "Code" ) , in respect of tax-exempt obligations, we are of the opinion that interest on the Note will continue to be exempt from present federal income taxes based on gross ,income. We are further of the opinion that the Notes are not "private activity bonds" within the meaning of Section 141(a) of the Code and consequently the interest thereon does not constitute an item of tax preference for purposes of computing individual or corporate alternative minimum taxable income. .Among other collateral federal income tax consequences, interest on the Note is includable in the book income and earnings and profits of a corporation and consequently is not exempt from federal income taxes on such basis. The Code contains certain requirements that must be satisfied from and after the date hereof_ in order to preserve the exemption from federal income taxes of interest on the Notes based upon gross income. These requirements relate to the use and investment of the proceeds of the Note, the security and source of payment of the Note, and the use of the property financed with the proceeds of the Note. The Village has covenanted in. the Ordinance authorizing the Note to comply with these requirements. Pursuant to the Ordinance authorizing the Note, the Village has designated the Note as a "qualified tax-exempt obligation" under Section 265(b) (3 ) of the Code. Interest on the Note is not exempt from Illinois income taxes. Oak Brook Bank, Oak Brook, Illinois (the "Bank" ) , may rely on this opinion with the same effect as if it had been addressed to the Bank. Very truly yours, F':1IcE �3 � - C' -ing; Item No. 10 • VHf-j G -OAK RROOK OAK BROOK BANK — 1200 OAK BROOK DRIVF 2021 SPRING ROAD OAK.BROQK,._jL_ OAK BROOK, IL 60521 7�'CPAYER DEBTOR'S NAME,ADDRESS AND SOC.SEC.OR TAXPAYER I.D.NO. SECURED PARTY'S NAME AND ADDRESS 1'I"means each Debtor who signs) ("You*means Secured Parry its successors and assigns) 1 am entering into this security agreement with you on —MAY 2.1989 — `� Security Interest and Collateral. ro secure(check one): ❑ the payment and performance of each and every debt,liability and obligation of every type and description,except In those cases listed in in."SECURED OBLIGATIONS'paragraph on the reverse side,which------ may now or at any time hereafter owe to you(whether such debt,liability or obligation now exists or is hereafter created or incurred,and whether it Is or may be direct or indirect,due or to become dire,3t:solute or contingent,primary or secondary,liquidated or unliquidated,or joint,several or lo;nt and several); ZX the debt,liability or obligation of VJ1,LAGE—QF_nAK )U1(= to you evidenced by the tot:owing: 5522 000.00 .NOTE OF MMN DATE . __ and any extensions,renewals,refinancing, modifications or replacements thereof; I give you a security interest in the property indicated below,whether 1 own it now Or may own it in the future,together with all parts, accessor.es,repairs,improvements and accessions to the property,wherever it is located,and all proceeds and products from the property. ❑ Inventory:All inventory which I hold for ultimate sale or lease,or which has been or will be supplied under contracts of service, or which are raw materials,work in process,or materials used or consumed in my business. Equipment:all equipment including,but not limited to,all machinery,vehicles,furniture,fixtures,manufacturing equipment. farm machinery and equipment,shop equipment,office and recordkeeping equipment,and parts and tools. " Any equipment described in a list or schedule which I give to you will also be included In the secured prooartY, but such a list is not necessary for a valid security interest in my equipment. ❑ Form Prnducts:All farm products including,but not limited to: (a)all poultry and livestock and their young,along with their products and produce: (b)all crops,annual or perennial,and all products of the :rops:and (e)all feed,seed,fertilizer,medicines,and other supplies used or produced in my farming operations. ❑ Accounts,Instruments,Documents,Chattel Paper and Other Rights to Payment:.Alt rights I have now or may have in the future to the payment of money including,but not limited to: (a► payment for goods sold or leased or for services rendered,whether or not I have earned such payment by performance;and (b) rights to payment arising out of all present and future debt Instruments,chattel paper and loans and obligations receivable. The above include any rights and Interests(including all liens and security interests)which I may have by law or agreement against any account debtor or obligor of mine. ❑ General Intangibles:All general intangibles including,but not limited to,tax refunds,applications for patents.patents,copyrights, trademarks,trade secrets,good will,trade names,customer lists,permits and franchises,and the right to use my name. :U SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF. THE TERNS AND CONDITIONS OF THE VILLAGE OF OAK BROOK ORDINANCE #5672 ARE INCORPORATED HEREIN BY REFERENCE. THIS IS A QUALIFIED TAX EXEMPT OBLIGATION. I gg DlIPAGE g this agreement covers owln eorto be cut.he grown,the legal d scrlption s: County gas),fixtures or crops growing Crop Year -- _ I am o(n) C individual ❑ partnership X2 corporation - �- The property will be used for personal 41 business — ----- - -- ❑ agricultural ❑ —. reasons. [f tf checked,file this agreement in the reel estate records. Record Owner(if not mn): --- (AGREE TO THE TERMS SET OUT ON THE FRONT AND BACK OF THIS AGREEMENT. I have received a Copy of this document on today's -- --- date. VILLAGE OF OAK BROOK -- De me By: -- — OAK BROOK BANK PRESIDENT —_. Secured Party'v Name Title: — BY: O��t�Kc�/\ Z:u By,/. . EXECUTIVE VICE PRESIDENT Tale: VILLArs• rr ERK Title: .--.- -- -- - C 1989 6?NKERS SYSTEMS,INC.,ST.CLOUD.MN 56301 SECURITY AGREEMENT FORM SA /11IV66 VILLAGE OF OAK BR00_. . :_ OAK BROOY. BA�'SK sk; a• I - I ,r ? _OAK BROOK DRI' �---- 201 SPRING ROAD Loa ab r �a 1989 ! 0 IL 60 OAK BROOK, IL 60521 Da '° MAY 15 1990 ` Maturity Date L" " BORROWER'S NAME AND ADDRESS LENDER'S NAME AND ADDRESS i Loan Amount S 522,000-'0 � t lnciudes each borrower above,jointly and severalty.. "You"means the tender,its successors and assigns. I Renewal Of I promise to pay to you,or your order, at your address listed above the Dollars$ 52? 000.00 TWO :[HousAm An No/100^.1PAL sum of U:Single Advance: I have received all of this principal contemplated under this note. sum. No additional advances are �.. ❑ Multiple Advance:The principal sum Shown above is the maximum amount of principal I Can borrow under this note.As of today I have received the amount of$ and future principal advances are contemplated: Conditions:The conditions for future advances are ❑ Open End Credit:You and I agree that I may borrow up to the maximum amount of principal more than one time.This feature is subject to ail other conditions and expires no later than [; Closed End Credit: You and I agree that 1 may borrow up to the maximum only one time(and subject to all other coBLDG s) PURPOSE:The purpose of this loan is INTEREST: I agree to pay interest (Calculated ort a AC AL/'.16---.0 basis) on the principal balance(s)owing from time to time as stated below. P_:XFxed Rate: )agree to pay interest at the fixed,simple rate of_ 6.854 %per year. ❑ Variable Rate: I agree to pay interest at the initial simple rate of_ per year.This rate may change as stated below. ❑ index Rate:The future rate will be the following index rate: No Index:The future rate will not be subject to-any internal or external index.It will be entirely in your control. f7 Frequency and Timing:The rate on this note may increase as often as An increase in the interest rate will take effect Limitations:The rate on this note will not at anytime(and no matterwhat happens any index rate used)go above or below these limits: ❑ Maximum Rate:The rate will not go above ❑ Minimum Rate:The rate will not go below `-� Post Maturity Rate: I agree to pay interest on the unpaid balance owing after maturity,and until paid in full,as stated below: ❑ on the same fixed or variable rate basis in effect before maturity(as indicated above). nat a rate equal to 10.852 r2 ADDITIONAL CHARGES: in addition to interest,I ❑ have paid r_1 agree to pay the following additional charges PAYMENTS: I agree to pay this note as follows: Interest: t agree to pay accrued interest ❑ Principal: I agree to pay the principal . . S(1!1-s1Q Installments: l agree to pay this note in 7 __'paymients. The first payment will be in the amount of S � A a mentofS 7- 500.00 —will be due on the_ 15TH iSTH day o-. and will be due���1-5 ,.1-fig• P Y each MONTH thereafter.The final payment of the entire unpaid balance a ?KAY 15 1990 principal and interest will be due , Effect of Variable Rate: An increase in the interest rate will have the following effect on the payments: E3 The amount of each scheduled payment will be increased. THE TERMS ARID CONDITIONS OF THE VILLAGE OF ❑ The amount of the final payment will be increased. HE EINOBY REFERNCE.#S672 IS IS A MIALOIFTEDO Cl TAX EXEMPT OBLIGATION. ITIOPIALTERMS: IN THE EVENT THE RATE CIL&RGED ON THIS NOTE IS NO LONGER TAX EXEMPT THEN THE `-- RATE OF LNTEREST WILL BECOME THE OAK BROOK BANK INDEX RATE FLOATING. SIGNATURES: I AGREE TO THE TERMS OF THIS NOTE (INCLUDING LF' COURSE THOSE ON THE OTHER SIDE),I have received a copy on today's date. �SECUFuTY:This note is secures Dy: -� TNDRY GO I VY (' OF 0 OK _MAINT. EPU�ND PP me 7300 SO,FIE._B1ITLER 4 TYP E `.'IAI ' . F CII,Tt'V AND THE ATTAC'DIRNTS THERETO. OC'�T T TH GROums OAK r � BROOK— 06K AROOKi _ Village Clerk ❑ If checxad, no agreement was signed today securing this note. (This section is for your internal use. It may not include every agree- merit cr item of collateral securing tnis note.You will not lose any security OY omitting it from this section.; c 106:SANKERS SYSTEMS.INC.,ST CLOUD,Mtn 6001 FORM V.­. 5.25;57 OAK BROOK BANK X0 OM BROCK DRIVE 2021 SPRING ROAD B IL 60521 aAK BROM, IL 60522 I " - DEBTOR'S NAME,ADDRESS AND SOC.SEC.OR TAXPAYER I.D. NO. SECURED PARTY'S NAME AND ADDRESS ("1' means each Debtor who signs) ('You" means Secured Parry its successors and assigns) I am entering into this security agreement with you on MAY 15 1989 Security Interest and Collateral.To secure(check one): C1 the payment and performance of each and every debt,liability and obligation of every type and description,except in those cases listed in the "SECURED OBLIGATIONS" paragraph on the reverse side,which may now or at any time hereafter owe to you (whether such debt, liability or obligation now exists or is hereafter created or incurred, and whether it is or may be direct or indirect,due or to become due, absolute or contingent, primary or secondary, liquidated or unliquidated,or joint,several or joint and several); )Q4 the debt, liability or obligation of VIUAGE CF (YiK BROOK to you evidenced by the following: $522,000.00 NOTE OF EVEN DATE ,and any extensions,renewals, refinancing, mocifications or replacements thereof; I_give you a security interest in the property indicated below, whether I own it now or may own it in the future,together with all parts, accessories, repairs, improvements and accessions to the property,wherever it is located,and all proceeds and products from the property. ❑ Inventory:All inventory which I hold for ultimate sale or lease,or which has been or will be supplied under contracts of service, or which are raw materials,work in process,or materials used or consumed in my business. Equipment: All equipment including, but not limited to,all machinery,vehicles,furniture,fixture-c.manufacturing equipment, farm machinery and equipment, shop equipment, office and recordkeeping equipment, and parts and tool. Any equipment described in a list or schedule which 1 give to you will also be included in the secured properly, but such a list is not necessary for a valid security interest in my equipment. ❑ Farm Products: All farm products including, but not limited to: (a) all poultry and livestock and their young,along with their products and produce: (b) all crops, annual or perennial,and all products of the crops;and (c) all feed, seed,fertilizer, medicines,and other supplies used or produced in my farming operations. ❑ Accounts, Instruments, Documents, Chattel Paper and Other Rights to Payment: All rights 1 have now or may have in the future to the payment of money including, but not limited to: (a) payment for goods sold or leased or for services rendered,whether or not I have earned such payment by performance; and (b) rights to payment arising out of all present and future debt instruments, chattel paper and loans and obligations receivable. The above include any rights and interests (including all liens and security interests)which I may have by law or agreement against any account debtor or obligor of mine. ❑ General Intangibles:All general intangibles including,but not limited to,tax refunds,applications for patents,patents,copyrights, trademarks,trade secrets, good will,trade names,customer lists,permits and franchises,and the right to use my name. SEE EXHIBIT 'A' AZTACHM F EP= PND MADE A PART HEREOF I EXHIBIT "A" DESCRIPTION AMOUNT Sports Core Maintenance Building (850 Oak Brook Road) $311 , 261 3ntingencies and Miscellaneous Fees $24, 805 Subtotal $336, 066 Subtotal from "Equipment Description Listing" $185 , 934 Total $522, 000 ..t i i I Mljth EQUIPMENT DESCRIPTION LISTING Cost Total ...qty Vendor Description P.O. * Per Unit Cost 1 J.W. Turf, Inc. John Deere 209 21693 $1 , 350 $1 , 350 1 Christensen Equip. Brouwer Mower 21696 $5 , 989 $5 , 989 1 Christensen Equip. Foley Grinder 21697 $1, 849 $1 , 849 1 Christensen Equip. Foley Reel Grinder 21697 $2 , 049 $2, 049 1 Christensen Equip. Foley Backlapper 21697 $409 $409 1 Illinois Lawn Cushman Turf-Truck. 21699 $9,465 $9,465 1 Illinois Lawn Ryan Renovaire 21700 $3 , 727 $3, 727 1 Illinois Lawn Jacobsen 7-Gang Mow. 21701 $11 , 707 $11, 707 1 Illinois Lawn Turfco Topdresser 21702 $5 , 525 $5 , 525 1 Illinois Lawn Cushman Flatbed 21703 $10 , 188 $10, 188 1 Illinois Lawn Jacobsen Crew Chief 21704 $1 , 908 $1, 908 2 Illinois Lawn Jacobsen 20" Mowers 21705 $535 $1, 070 1 Illinois Lawn Jacobsen Aero Blade 21706 $3 , 532 $3, 532 1 Illinois Lawn Jacobsen Coremaster 21707 $8, 224 $8, 224 1 Illinois Lawn Smithco Diesel Rake 21708 $9, 990 $9, 990 2 Illinois Lawn Jacobsen Greensking 21709 $13,479 $26, 959 1 Illinois Lawn Jacobsen Tri-King 21710 $13, 251 $13, 251 2 Illinois Lawn Jac Fairway Mower 21711 $18, 995 $37 , 990 1 Christensen Equip. YM 336D Tractor 21694 $12, 388 $12, 388 Christensen Equip. YFL 1575 Loader 21694 $3 , 189 $3 , 189 1 Christensen Equip. YM 187D Tractor 21695 $8, 075 $8, 075 1 Chicago Turf Toro Groundmaster 21698 $7 , 100 --_--$7 , 100- $185 , 934 - _ Closin�'`-`cem No. 11 TRANSCRIPT CERTIFICATE I , Linda K. Gonnella, being first duly sworn, do hereby depose and certify that I am the duly selected, qualified and acting Clerk of the Village of Oak Brook, DuPage and Cook Counties, Illinois (the "Village" ) , and that as such Clerk I have in my possession or have access to the complete corporate records of the Village and of its President and Board of Trustees and other officials, and that I have carefully compared the transcript hereto attached with such corporate records and that such transcript hereto attached is a true and complete copy of all the corporate records to date in relation to the authorization, issuance and disposition of a $522,000 Note pursuant to ORDINANCE NO. 5-672, An Ordinance authorizing the issuance of a $522,000 Note of the Village of Oak Brook, DuPage and Cook Counties, Illinois, adopted May 23, 1989 (as supplemented, the "Ordinance" ) , and that the transcript hereto attached contains a true and complete statement of all the measures adopted and proceedings, acts and things had, done and performed up to the present time, in relation to the authorization, issuance and disposition of the bonds, and that the Village' s corporate authorities consist of six trustees and the President. L WITNESS my hand and the seal of the Village of Oak I Brook, DuPage and Cook Counties, Illinois, hereto attached as this 5th day of June, 1989, at Oak Brook, Illinois. i (SEAL) Clerk � 1