Minutes - 01/29/2013 - Firefighter's Pension Fund BoardMINUTES OF A REGULAR MEETING OF THE BOARD OF TRUSTEES
OAK BROOK FIREFIGHTERS' PENSION FUND
JANUARY 29, 2013
A regular meeting of the Board of Trustees of the Oak Brook Firefighters' Pension Fund was held on Tuesday,
January 29, 2013 at 9:00 a.m., at the Butler Government Center, West Wing Training Room located at 1200 Oak
Brook Road, Oak Brook, IL 60523, pursuant to notice, to conduct regular business.
CALL TO ORDER BY PRESIDING OFFICER
President Michael Erickson called the meeting to order at 9:06 a.m.
ROLL CALL
Upon roll call the following answered:
Present: President Michael Erickson, Secretary John Fagan, Trustee Timothy Schlindwein, Trustee George
Kouba
Absent: Trustee Mark Fleishman
Also Present: Treasurer Sharon Dangles, Jason Franken of Foster & Foster; David Russell of Investment
Performance Services, LLC (IPS); Robert Thompson of MB Financial; Becky Davis of Lauterbach
& Amen, LLP (L &A)
PUBLIC COMMENT —No public was present and no comment was made.
APPROVAL OF THE PRIOR MEETING MINUTES
The Board reviewed the prior meeting minutes presented in the board meeting packet. A motion was made by
Trustee Schlindwein and seconded by Trustee Kouba to approve the October 23, 2012 minutes as written. Motion
carried unanimously by voice vote.
The Board indicated that there are no closed session minutes to review
PRESENTATION AND APPROVAL OF THE BILLS
The Board reviewed the fourth quarter 2012 disbursements presented in the board meeting packet. A motion was
made by Trustee Schlindwein and seconded by Trustee Fagan to approve the disbursements stating net payroll
payouts and vendor payouts for October, November and December 2012 totaled $516,024.90. (See detail attached.)
AYES: Trustees Erickson, Fagan, Schlindwein and Kouba
NAYS: None
ABSENT: Trustee Fleishman
DISCUSS ACTUARIAL ASSUMPTIONS for the 12/31/2012 valuation — Foster and Foster
Mr. Franken distributed Review of Actuarial Assumptions and reviewed it with the Board. After discussion and
review, Mr. Franken recommended the following assumptions: 6.75% Investment Return; 4.25 Salary Increase;
3.25% Payroll Growth; RP2000 (combined, healthy) Mortality; and female spouses (three years younger) Marital
Status. Ms. Dangles will contact Mr. Franken to confirm the Board's agreement on the assumptions. A special
meeting will be held in March to review the actuarial report. Data will be sent to Mr. Franken as soon as the year-
end report is completed.
Mr. Franken was excused and left the meeting, and the Board took a short break at 10:21 a.m.
The Board reconvened at 10:32 a.m.
INVESTMENT PERFORMANCE SERVICES
Mr. Russell distributed copies of the 12/31/2012 investment performance report and reviewed it with the Board. As
of 12/31/2012, the Fund was up 1.7% for the quarter and up 9.0% year -to -date; the ending market value was
$23,364,339. The portfolio outperformed the benchmark, which was up 0.9% for the quarter. Investment earnings
were up $412,123 for the quarter and up $1,965,677 year -to -date. Asset allocations were: total domestic equity
35.7 %, total international equity 15.4 %, total fixed income 44.5 %, and total cash 4.3 %. Since the January 2010
inception the portfolio is up 10.7 %.
Oak Brook Firefighters' Pension Fund
Minutes of Meeting — January 29, 2013
Page 2 of 3
Mr. Russell commented on the good performance by all managers, and due to current market conditions, expects
some to come back with better returns. Cash flow was discussed and Mr. Russell made a recommendation to the
Board. A motion was made by Trustee Schlindwein and seconded by Trustee Kouba to reallocate $700,000 from the
Cash account to the Blackrock GTAA fund.
AYES: Trustees Erickson, Fagan, Schlindwein and Kouba
NAYS: None
ABSENT: Trustee Fleishman
Mr. Russell reviewed the Risk/Return analysis and stated that the portfolio is positioned well and no changes were
needed. The quarterly compliance report for the period confirmed that asset allocations, mutual funds and MB
Financial are all in compliance.
Mr. Russell led a discussion about the impact of rising interest rates on the fixed income portfolio. IPS presented a
chart from JP Morgan, The Fed Funds Rate: History and Expectations showing the historical and the FOMC forecast
for future rates. Also reviewed was the rate sensitivity analysis of fixed income indexes to various changes in
interest rates discussed in the Quarterly Market Commentary portion of the performance report. Both IPS and MB
Bank presented the view that since the Illinois Pension code mandates a minimum of 45% fixed income investments,
reducing the fixed income portfolio's duration was the only way to control interest rate risk. ITS and MB Bank
presented various alternative rate change scenarios, including the timing of the initial rate increase occurring in 2014,
2015, or triggered by the unemployment rate declining to 6.5% (per the FOMC minutes) and a "flight to quality"
event that would increase bond prices and reduce rates further. Mr. Russell stated that the concern is that when
interest rates do begin to rise, most probably sometime in 2014, keeping the current modified duration of 4.06 years
could result in significant principal losses when rates rise. A motion was made by Trustee Schlindwein and seconded
by Trustee Kouba to direct MB to move the duration of the portfolio to a target of 1.5 years with a maximum
duration of 2.0 years and a minimum of 0 years, and to make this adjustment over the next three to six months.
AYES: Trustees Erickson, Fagan, Schlindwein and Kouba
NAYS: None
ABSENT: Trustee Fleishman
Mr. Russell offered some sample policy language to establish specific fixed income objectives to the Board. The
Board amended the suggested language to provide for the specific duration objectives stated above and directed IPS
to update Appendix A of the investment policy for review and approval at the next meeting.
Due to a schedulingconflict, the next regular Board meeting was changed from April 23rd to April 25, 2013 to be
held at the same time and location, if available. Also, the Board set the special meeting date for the actuarial
discussion to be March 28, 2013 to be held at the same time and location, if available.
Mr. Russell and Mr. Thompson left the meeting at 12:08 p.m.
UNFINISHED BUSINESS
The Board discussed the update regarding Sean Smyth's disability and his recent medical exam. A motion was made
by Trustee Schlindwein and seconded by Trustee Erickson to direct the Board Attorney to draft a letter to Sean
Smyth stating that in light of Dr. Arce's amended medical evaluation, a hearing would no longer be necessary, and
that his disability pension benefits will continue.
AYES: Trustees Erickson, Fagan, Schlindwein and Kouba
NAYS: None
ABSENT: Trustee Fleishman
The Municipal Compliance Report (MCR) was distributed to the Board for their approval. A motion was made by
Trustee Schlindwein and seconded by Trustee Kouba to approve the MCR stating the recommended municipal
contribution of $978,767.
Oak Brook Firefighters' Pension Fund
Minutes of Meeting — January 29, 2013
Page 3 of 3
AYES: Trustees Erickson, Fagan, Schlindwein and Kouba
NAYS: None
ABSENT: Trustee Fleishman
NEW BUSINESS
The Board distributed and reviewed the 2013 annual pensioner increases. A motion was made by Trustee Kouba and
seconded by Trustee Schlindwein to approve the 2013 annual pensioner increases as presented.
AYES: Trustees Erickson, Fagan, Schlindwein and Kouba
NAYS: None
ABSENT: Trustee Fleishman
The Board noted that the active member pension files are reviewed and kept up -to -date on an ongoing basis. No
further action is needed.
Renewal of the Fiduciary Liability Insurance was discussed by the Board. A motion was made by Trustee Kouba
and seconded by Trustee Schlindwein to seek renewal for the 04/30/2013 Fiduciary Liability Insurance policy at the
same rate or lower than last year's premium of $3,978.
AYES: Trustees Erickson, Fagan, Schlindwein and Kouba
NAYS: None
ABSENT: Trustee Fleishman
INFORMATION & UPDATES
• Elections — there are currently no terms expiring this year and the Board determined there was no need to
maintain past years' election records.
• IRS mileage rate increase — 2013 mileage rate is now $0.565 (56 'h cents).
• Statements of Economic Interest — the Board will look into who files the board members with the County, and
will watch for and complete the statements prior to the due date.
• 1099s — L &A is currently in the process of mailing these tax forms out to pensioners, due by the end of January.
• Affidavits of Continued Eli ibility — 100% compliance from all pensioners.
• Trustee training. summary — the Board noted that all Trustees are up -to -date or in process with required training.
Mr. Kouba is enrolled in the February 2013 new trustee training program. The Board discussed their plans for
2013 training requirements.
• Distributed to the Board: December 31, 2012 monthly financial report from L &A, revised and adopted Rules &
Regulations, and the signed L &A engagement letter.
• Illinois State Archives, Local Records Commission —on 12/21/2012 the Board submitted the proper form to the
agency for approval to destroy the duplicate accounting work papers, bank and investment statements for 2001
through 2005 being held at L &A; no response has been received.
CLOSED SESSION — The Board agreed there was no need to hold a closed session.
ADJOURNMENT
A motion was made by Trustee Fagan and seconded by Trustee Schlindwein to adjourn the meeting at 12:29 p.m.
Motion carried unanimously by voice vote.
Respectfully submitted,
Michael Erickson, President
John Fagan, Secretary
Minutes prepared by Pension Services Administrator, Becky Davis
OAK BROOK FIREFIGHTERS' PENSION FUND
DISBURSEMENTS
PRESENTED AT THE JANUARY 29, 2013 MEETING
DESCRIPTION
October 2012 Net Payroll Payouts
October 2012 Vendor Payouts
November 2012 Net Payroll Payouts
November 2012 Vendor Payouts
December 2012 Net Payroll Payouts
December 2012 Vendor Payouts
AMOUNT
$ 138,608.18
$ 37,399.15
$ 138,608.18
$ 25,935.34
$ 138,582.06
$ 36,891.99
GRAND TOTAL OF DISBURSEMENTS: $ 516,024.90
A [I Checkbooks Oak Brook Firefighters' Pension Fund OAKBRKFIRE
10/01/12.12/31/12 Vendor Checks Report Page I
Vendor Name_ Chk. No. Check Date Amount
INVESTMENT PERFORMANCE SERVICES,
20067
10/12/12
8,194.01
JOHN FAGAN •
20068
10/12/12
19.80
LAUTERBACH & AMEN, LLP
20069
10/12/12
1,300.00
MIDWEST ENVIRONMENTAL MEDICINE
20070
10/12/12
425.00
RICHARD J. REIMER & ASSOCIATES LLC
20071
10/12112
225.00
VILLAGE OF OAK BROOK
3966
Subtotal
10,163.81
LAUTERBACH& AMEN, LLP
20072
10/17/12
1,300.00
OAK BROOK BANK/IRS -EFTPS
11544
10/31/12
15,732.22
VILLAGE OF OAK BROOK
3961
10/31/12
10,203.12
Subtotal
25,935.34
OAK BROOK BANK/IRS -EFTPS
11580
11/30/12
15,732.22
VILLAGE OF OAK BROOK
3966
11/30/12
10,203.12
Subtotal
25,935.34
IMCS GROUP
20073
12/06/12
1,750.00
LAUTERBACH & AMEN, LLP
20074
12/06/12
1,575.00
Subtotal
3,325.00
MB FINANCIAL BANK
50043
12/31/12
1,176.60
MB FINANCIAL BANK
50042
12/31/12
6,455.05
OAK BROOK BANK/IRS•EFTPS
11616
12/31/12
15,732.22
VILLAGE OF OAK BROOK
3971
12/31/12
10,203.12
Subtotal
33,566.99
TOTAL 100,226.48
12 -1