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Minutes - 10/26/2011 - Police Pension Fund BoardVILLAGE OF OAK BROOK BOARD OF TRUSTEES OF THE POLICE PENSION FUND - Minutes UNOFFICIAL UNTIL APPROVED AS WRITTEN OR AS AMENDED X BY BOARD OF TRUSTEES OF THE POLICE PENSION FUND ON February 8, 2012 1. CALL TO ORDER: The Regular Meeting of the Board of Trustees of the Oak Brook Police Pension Fund was called to order. by President Torlo at 7:07 p.m. in the Samuel E. Dean Board Room of the Butler Government Center, 1200 Oak Brook Road, Oak Brook, Illinois. 2. ROLL CALL: The roll was called with the following persons PRESENT: President Vel Torlo, Vice President Robert Birdsall, Secretary Alan Feldman, Trustee Edward Caspers, Trustee Hitesh Patel ABSENT: None IN ATTENDANCE: Finance Director Sharon Dangles, Gerald Wolin, Phillip Kosmala, Lowery Asset Consulting, LLC , and Robert Thompson, MB Financial 3. PRESIDENT'S COMMENTS: None 4. APPROVAL OF MINUTES: a. Approval of Board of Trustees Regular Meeting Minutes of July 27, 2011 Secretary Feldman requested that the July 27, 2011 Minutes be amended to include a financial summary of the previous quarter and going forward on each set of Minutes showing what happened during the quarter and year -to -date. Motion by Vice President Birdsall, seconded by Trustee Caspers, to approve the Minutes of the July 27, 2011 Regular Board Meeting as amended. VOICE VOTE: Motion carried. 5 CONSENTAGENDA: All items on the Consent Agenda are considered to be routine in nature and will be enacted in one motion. Motion by Trustee Patel, seconded by Vice President Birdsall, to approve the Consent Agenda. ROLL CALL: Ayes: 6 — President Torlo, Secretary Feldman, Trustee Caspers, Trustee Patel , Vice President Birdsall Nays: 0 — None Absent: 0 — Motion carried. a. Approval of July 1 -31, 2011 checks in the total amount of $156,231.42 b. Approval of August 1 -31, 2011 checks in the total amount of $171,243.92 c. Approval of September 1 -30, 2011 checks in the total amount of $157,856.42 d. Approval of Lowery Asset Consulting, LLC's invoice in the amount of $7,000.00, dated August 31, 2011 e. Approval of Mesirow Insurance Services' invoice in the amount of $3,625.00 for Fiduciary Insurance for the period of August 1, 2011 through August 1,2012 f. Approval of Contravisory Investment Management, Inc. invoice for the period July 1 — September 30, 2011 in the amount of $2,960.00 g. Approval of Lauterbach & Amen, LLP's invoices in the total amount of $2,775.00, for services in May, June and July, 2011 BOARD OF TRUSTEES OF THE POLICE PENSION FUND Minutes Page 1 of 3 October 26, 2011 h. Approval of Reimbursement to Pension Clerk Kane for Illinois Public Pension Fund Association Conference Registrations (Patel and Torlo) in the total amount of $700.00 i. Approval of Richard J. Reimer & Associates, LLC's invoice in the amount of $87.50 6. ITEMS REMOVED FROM CONSENT AGENDA. None presented. 7. UNFINISHED BUSINESS: None presented. 8. NEW BUSINESS: Lowery Asset Consulting, LLC /MB Financial Investment Management Performance Reports for Third Quarter, 2011 Phil Kosmala, of Lowery Asset Consulting, LLC, discussed that the market has been pricing in three catastrophic events — double -dip recession, the implosion of Continental Europe and a slow down of growth in China. He stated that the Pension Fund outperformed the blended benchmark by 33 basis points in the third quarter with a return of -6.4 %; the Fund beat the benchmark year -to -date returning -2.6% and for the one year period with a return of 0.4% by 65 basis points and 90 basis points, respectively. Through October 24th, he explained that the Fund was up 1.8% as the market rebounded since the end of the quarter and added that Eaton Vance Large Cap Value has underperformed, even in a market environment in which defensive large cap companies have performed well. After reviewing three replacement candidates, the trustees selected Ridgeworth Large Cap Value to replace the Eaton Vance fund. The Executive Summary also stated that the Fund's equity allocation (38 %) is currently below its 40% target and through the last two years and three quarters, the Pension Fund produced an annualized return of 6.4 %. He said since the last meeting, they had revised the target equity allocation to 45 %, but that was shown in the Executive Summary. He discussed the Large and Small Cap Indexes on page 3 of the Third Quarter Performance Report. Mr. Kosmala discussed the high dividend yielding stocks and value managers such as Ridgeworth, an asset arm of Sun Trust James Hrabak of MB Financial entered the meeting at approximately 7:25 p.m. Trustee Patel expressed concerns about the Fund's fixed income risk exposure Robert Thompson, of MB Financial, handed out a Performance Report as of September 30, 2011 and James Hrabak, of MB Financial, discussed the blended benchmark of the bond portfolio, the underweight treasury bonds and interest rates. Lengthy discussion ensued. b. Approval of Investment Transactions for Third Quarter, 2011 Motion by Trustee Patel, seconded by Vice President Birdsall, to approve the Investment Transactions from April 1 through June 30, 2011. ROLL CALL: Ayes: 6 — Secretary Feldman, Trustee Caspers, Trustee Patel, Vice President Birdsall, President Torlo Nays: 0 — None Absent: 0 — None. Motion carried Motion by Trustee Patel, seconded by Trustee Caspers, to recommend changing Eaton Vance Fund Assets to Ridgeworth Large Cap Value Equity Fund. ROLL CALL: Ayes: 6 — Trustee Caspers, Trustee Patel, Vice President Birdsall, President Torlo, Secretary Feldman Nays: 0 — None Absent: 0 — None. Motion carried BOARD OF TRUSTEES OF THE POLICE PENSION FUND Minutes Page 2 of 3 October 26, 2011 c. Discussion regarding Actuarial Assumptions for Third Quarter, 2011 Trustee Patel requested the Todd Schroeder of Lauterbach & Amen provide actuarial assumptions prior to the February, 2012 meeting in order to address any questions in order to make an informed decision. Gerald Wolin (Village Board Trustee) queried regarding the assumptions since the Village Board will need for working on the budget. Finance Director Dangles stated that typically the actuary has to wait until after the first of the year to obtain the results and the Village Board does not vote on the assumptions in April or May, with adjustments as necessary. Trustee Patel discussed the changes in rules made by the State and the reason that the Police Pension Fund decided to change actuaries. Consensus to table this agenda item to the February, 2012 meeting. d. Discussion regarding concerns of pension recipient Discussion ensued regarding the pension recipient's concerns about the percentage of the Police Pension Fund's funding and the recipient's wishes to have the Pension Board sue the Village Board to force a higher percentage of funding by implementing a property tax. Vice President Birdsall informed the Board that by 2045 according to current State legislation all pension funds will have to be 100% funded. He stated that he and President Torlo were planning on speaking with this individual and discussed that although the Police Pension Fund was funded higher than it is currently, it must be taken into account the current legislative restrictions /requirements and the fact that many of the current retirees are earning at a much higher rate than in the past. It was mentioned that no other retirees have contacted any members of the Board regarding this matter. e. Determination of 2012 Meeting Schedule Motion by Trustee Caspers, seconded by Vice President Birdsall, to maintain the existing meeting schedule model in 2011 for 2012. ROLL CALL: Ayes: 6 — Trustee Patel, Vice President Birdsall, President Torlo, Secretary Feldman, Trustee Caspers, Nays: 0 — None Absent: 0 — None. Motion carried 9. INFORMATION & UPDATES: a. Scheduling of first quarterly meeting in 2012 Agreement to set first quarterly meeting for 7:00 p.m. on February 8, 2012. Vice President Birdsall brought up that he learned during recent trustee training that pension fund board meetings are to take place in specific months in each quarter. He stated that the first quarterly meeting should occur in January, but could call a special meeting in February because of waiting for the actuarial results. He and Trustee Patel stated that the meetings should occur in the first, fourth, seventh and tenth months of the year: January, April, July and October. Discussion ensued regarding trustee training. 10. ADJOURNMENT: Motion by Trustee Caspers, seconded by Trustee Patel, to adjourn the Board of Trustees of the Police Pension Fund Board meeting at 8:20 p.m. VOICE VOTE: Motion carried. ATTEST: Alan Feldman /s/ Alan Feldman, Secretary Board of Trustees of the Police Pension Fund BOARD OF TRUSTEES OF THE POLICE PENSION FUND Minutes Page 3 of 3 October 26, 2011