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S-1318 - 09/27/2011 - FINANCE - Ordinances Supporting DocumentsITEM 10.11.1) . 6 C. S� + I AGENDA ITEM Regular Board of Trustees Meeting of September 27, 2011 SUBJECT: Revision to current Financial Policy FROM: Sharon Dangles, Finance Director BUDGET SOURCE/BUDGET IMPACT: N/A RECOMMENDED MOTION: I move that the Village Board adopt Ordinance 2011 -FI- TX -BU -S -1318, which amends Ordinance S -1309. Section 11 Item (a) is revised to rephrase the verbiage on the calculation of the six month reserve. Background/History: There has been some discussion this year on the Village's six month cash reserve policy. The Village's Financial Policy (Section 11) specifically states: That for the General Corporate Fund, it is the policy of the Board that every effort be made to maintain the greater of: a) An uncommitted cash balance equal to not less than 6 months of budgeted expenditures for the forthcoming fiscal year, exclusive of budgeted capital projects; or b) An uncommitted cash balance equal to not less than 6 months of projected expenditures, exclusive of capital projects, based on the average of the first three years of the most recent Five Year Financial Plan adopted by the Village Board. In past practice, prior administration has calculated the six month reserve as follows: The budgeted operating expenditures (50 %) less Capital Outlay, and significant one -time operating items. The calculation of the six month reserve is in the budget book on page 36 for transparency to its elected officials and residents (refer to Attachment A in this memo). There d�M have been some questions that came up as to why do we subtract out Capital Outlay and one- time significant items. Capital Outlay is subtracted because those items can typically be cut from the budget if necessary unless it requires replacement due to safety reasons. One -time items are subtracted because these are items that are not considered to be operating expenditures year -to- year. Also, if we happen to end the year with an increase in fund balance (considered savings); the Village can use that savings to pay for significant one -time items that normally an annual budget may not be able to absorb due to the cost. A recommendation is to revise the financial policy by eliminating item (b) and restating item (a) as follows: a) An uncommitted cash balance equal to six (6) months of budgeted operating expenditures for the forthcoming fiscal year, exclusive of budgeted capital projects and one time significant items. The wording of Section 11, item (a) reflects how the Village has been calculating its six month reserve that has been in existence for at least fifteen (15) years, in which, we would like the financial policy to reflect the current practice. Additionally, we would recommend that the Village develop a plan to build the general fund reserves up to seven months during years when the end of the year fund balances exceeds projections. In many towns there is no need for this additional reserve amount. During the recent economic downturn many communities used their normal reserves to balance their budget. Oak Brook's current philosophy is to always try to keep reserves at or above 6 months even in downtimes. During years when we are in unexpected difficult economic times or having a significant unplanned expenditure, this excess fund balance could be used to keep the village at or above the 6 month reserve funding without making hasty cuts in services or personnel to deal with one or two years of financial issues. Recommendation: I move that the Village Board adopt Ordinance 2011- FI- TX -BU -S -1318, which amends Ordinance S -1309. Section 11 Item (a) is revised to rephrase the verbiage on the calculation of the six month reserve. ORDINANCE 2011 -FI-TX-BU-S-1 318 AN AMENDMENT TO ORDINANCE 5 -1309 WHICH AMENDED CERTAIN FINANCE, TAXATION AND BUDGET POLICIES OF THE VILLAGE PRESIDENT AND BOARD OF TRUSTEES OF THE VILLAGE OF OAK BROOK WHEREAS, on January 24, 1995, the President and Board of Trustees adopted Ordinance S- 793, entitled, "An Ordinance Establishing Certain Finance, Taxation and Budget Policies of the Village President and Board of Trustees of the Village of Oak Brook (Finance Policy Ordinance), as an advisory statement concerning said policies and procedures; and WHEREAS, on April 26, 2011, the President and Board of Trustees of the Village of Oak Brook adopted Ordinance S -1309 entitled "An Amendment To Ordinance S -1297 Which Amended Certain Finance, Taxation And Budget Policies Of The Village President And Board Of Trustees Of The Village Of Oak Brook'; and WHEREAS, the President and Board of Trustees desire to amend certain policies and procedures concerning finance, taxation and budget which are in the Finance Policy Ordinance and include these changes in this Comprehensive Amendment to the Finance Policy Ordinance. NOW, THEREFORE, BE IT ORDAINED BY THE PRESIDENT AND BOARD OF TRUSTEES OF THE VILLAGE OF OAK BROOK, DU PAGE AND COOK COUNTIES, ILLINOIS, as follows: Section 1: The foregoing preambles are restated and incorporated herein by reference as though fully set forth herein. Section 2: The Village will conduct a continuing and comprehensive program of financial planning in all funds, encompassing both operating and capital needs. The principal objective of this program will be to identify and address potential financial problems in advance, thereby avoiding financial difficulties before they arise. Section 3: The Village financial plans and budgets shall be based on reasonable assumptions which recognize the limitations on the revenues available to the Village and which adhere to sound principles of municipal fund accounting and financial management. Section 4: The budgeting and management of the Village shall be based on a system of goals and objectives, developed by the Village staff under the leadership and direction of the Board and integrated into the annual Municipal Budget. Section 5: It is the policy of the Board that the Board should at all times encourage and solicit public participation in the processes of setting goals and objectives, reviewing proposed long -range financial plans, and reviewing proposed annual budgets. The annual schedule for obtaining such formal public participation shall, insofar as possible, be as follows: Section 6: The Village's Five -Year Financial Plan and annual Municipal Budget will be prepared and presented on a cash basis and the Comprehensive Annual Financial Report will be prepared on an accrual or modified accrual basis, as applicable and consistent with generally accepted accounting principles as promulgated by the Governmental Accounting Standards Board. Further, it is the policy of the Village Board that the Village strive annually to receive the Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting. Ordinance 201 1-FI-TX-BU-S-1 318 Amending S -1309 Finance Policy Page 2 Section 7: It is the policy of the Board that the general operations of the Village continue to be financed without the imposition of a general tax on real property. Section 8: It is the policy of the Board that it will consider the imposition of a tax on real property within the Village only to meet financial obligations of the Village which have been approved by the voters at referendum. Section 9: With respect to the imposition of a utility tax on natural gas and electricity, it is the policy of the Board to impose the tax for periods not to exceed one year and, thereby, to obligate the Board to consider the continuance of the tax at least annually. Section 10: It is the policy of the Board that enterprise and utility funds shall be financially self - supporting. Rates or other charges for services shall be established and maintained at levels which produce revenues sufficient to defray expenditures within each fund, including reasonable reimbursements to other funds for services or benefits received therefrom. Enterprise and utility funds shall not receive transfers from other funds except in the form of loans made pursuant to Section 15 hereof, or as grants authorized by the Board. Section 11: For the General Corporate Fund, it is the policy of the Board that every effort be made to maintain: a. An uncommitted cash balance equal to six (6) months of budgeted operating expenditures for the forthcoming fiscal year, exclusive of budgeted capital projects and one time significant items; Section 12: Investment of idle funds will be guided by a comprehensive Investment Policy, the principal objectives of which shall be to strive for full investment at the best possible return, consistent with appropriate liquidity and security of capital. Section 13: The Budget Officer, with the approval of the Village Manager, may authorize transfers of budgeted funds between accounts or between account categories within a single budget program. Section 14: Any transfer of budgeted funds from one budget program to another, any increase in the total appropriation within any fund, or any expenditure from any budgeted contingency amount shall be subject to the approval of the Board upon recommendation of the Village Manager. Section 15: Loans between funds made in order to transcend temporary operating shortfalls or cash shortages and which can reasonably be expected to be repaid within the fiscal year in which the loan is made, and in an aggregate amount not greater than $250,000, may be authorized by the Village Manager upon recommendation of the Finance Director/Treasurer and after appropriate notice to the Village Board. Loans between funds in an aggregate amount greater than $250,000, or in any amount if the loan is not expected to be repaid during the fiscal year in which it is made, are subject to the specific approval of the Village Board. All loans shall be documented in writing. Section 16: Attached hereto and made a part hereof as Exhibit A is the Fund Balance and Reserve Policy, 2010, which outlines technical changes of the standards for governmental accounting. Section 17: The validity of any action otherwise taken by the Board in accordance with applicable State law shall not be invalidated, impaired or otherwise affected by noncompliances with any part of the procedures or policy set forth in this Ordinance. Section 18: At the end of the fiscal year if there are extra dollars, the Village will reserve the amount equal to the under budgeted amount for police and fire pension funds. The Finance Director will Ordinance 2011- FI- TX -BU -S -1316 Amending S -1309 Finance Policy Page 3 transfer these funds into a Pension Reserve cash account on December 31 of each year. The Village Board can withdraw from this reserve balance in years when the actuary's estimated levy puts us over budget or can use these funds for one time purchases such as capital projects, or they can add these funds to the General Fund Reserve. Section 19: This Ordinance supersedes Ordinance S -1309, passed on April 26, 2011, and entitled " An Amendment To Ordinance S -1297 Which Amended Certain Finance, Taxation And Budget Policies Of The Village President And Board Of Trustees Of The Village Of Oak Brook ". Section 20: All ordinances or parts of ordinances in conflict with this ordinance are hereby repealed to the extent of the conflict. Section 21: This ordinance shall be in full force and effect from and after its passage, approval and publication as required by law. APPROVED THIS 27th day of September, 2011. Gopal Lalmalani Village President PASSED THIS 27'" day of September, 2011. ATTEST: Charlotte K. 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