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2019 Citizen PAFRVillage of Oak Brook, Illinois Popular Annual Financial Report For the Year Ended December 31, 2019 Table of Contents About Village of Oak Brook 1 Village of Oak Brook Leadership 2 Fund Structure, Measure Focus, and Basis of Accountfng 3 Explanatfon, Analysis, and Discussion of Financial Statements 4-11 Village Sales Tax 12 Key Statfstfcs 13 A Message From the Village President Dear Citfzens of Oak Brook, We are pleased to present the Popular Annual Financial Report (PAFR) for the fiscal year ended December 31, 2019. The PAFR is a high level report for citfzens who wish to gain a general understanding and summary of the Village’s financial actfvitfes and positfon. Informatfon contained in this report is a summarized version of the Village’s official financial statements, the Comprehensive Annual Financial Report (CAFR). The PAFR presents financial data on the same basis of accountfng as the CAFR, just in a simplified manner. While the annual CAFR is over 150 pages, the PAFR is condensed down to just over 10 pages. The Village’s fiscal year 2019 annual audit was completed on May 22, 2020 by Baker Tilly Virchow Krause, LLP. The CAFR is compliant with generally accepted accountfng principles (GAAP) and has received an unmodified (“clean”) opinion from our auditors. The full disclosure financial statement, CAFR, be found on the Village’s website. The Village of Oak Brook has received all three of the Government Finance Officer’s Associatfon (GFOA) awards for local government finance:  Distinguished Budget Presentation Award (8 consecutive years)  Certificate of Achievement for Excellence in Financial Reporting (41 consecutive years)  Award for Outstanding Achievement in Citizen’s (Popular) Financial Reporting (6 consecutive years) Our commitment to the GFOA award programs help ensure financial informatfon is presented in a way that is consistent with the highest standards in governmental financial reportfng. The Village Board and I appreciate your input and contfnued commitment in making Oak Brook a great community to live and work. If you have any questfons concerning this report or would like to offer any ideas or suggestfons for improvement, please contact Jason Paprocki, Finance Director, at (630) 368-5070 or email at jpaprocki@oak-brook.org. Sincerely, Gopal Lalmalani Village President Popular Annual Financial Report Village of Oak Brook, Illinois Fiscal Year 2019 Important Numbers and Addresses Village Hall 630/368-5000 1200 Oak Brook Road Oak Brook, IL 60523 Fire HQ (Non-Emergency) 630/368-5200 Police HQ (Non-Emergency) 630/368-8700 Public Works 630/368-5270 For Police or Fire Emergencies Dial 911 Village of Oak Brook 2019 Quick Facts Populatfon 8,077 Per Capita Income $132,500 Median Home Value $666,646 Unemployment Rate 2.2% Credit Ratfng Aa1 Total Cash and Investments $45.5 million General Fund Cash and Investments $21.2 million General Fund Reserve (cash to 2020 budgeted operatfng expenditures) 11.0 months Outstanding Debt* $3.3 million 2019 Annual Budget $68.8 million Employees (FTE’s)** 189.6 About the Village of Oak Brook 1 The Village was incorporated February 21, 1958 by Paul Butler. Oak Brook is a community where impressive corporate and retail centers, beautfful homes, lush parks, and forest combine to make a dynamic and invitfng atmosphere. Oak Brook also offers an exceptfonal variety of actfvitfes that appeal to a broad range of interests, such as; polo matches at the Oak Brook Polo Grounds; an 18-hole championship Golf Club; a Bath and Tennis Club facility that includes a swimming pool, a diving pool, tennis courts, and an events venue; and numerous walking trails and paths. The Village of Oak Brook is located about 15 miles west of the Chicago Loop, near the geographic center of the seven-county Chicago metropolitan area. Excellent transportatfon links are provided to all parts of the greater metropolitan area by a network of tollways and Federal and State highways which pass through or near the Village. The Oak Brook area is neighbors with the communitfes of Lombard, Villa Park, Elmhurst, Oakbrook Terrace, Downers Grove, Westmont, Clarendon Hills, Hinsdale, and Westchester. The Village places a great emphasis on interactfng with local businesses, both existfng and potentfal. A large portfon of the Village’s revenue stream is derived from sales tax, which is crucial to the Village’s General Fund operatfng budget. The strong business community in Oak Brook has allowed the Village to operate without a property tax levy. The Village is able to offer a number of services, such as public safety, public works, library, and recreatfon while maintaining a low tax community. The Village also feeds into a number of outstanding school districts, including: Butler District 53, Downers Grove District 58, Elmhurst District 205, Hinsdale District 181, and Salt Creek District 48. *Consists of $2.9 million TIF note, which is not an obligatfon of the Village. Note is paid from available pledged sales and real estate taxes of the Promenade TIF Fund. **Based on 2,080 annual hours. The Village of Oak Brook operates under the Village form of government and is governed by our elected Village President and a six member Board of Trustees—each elected at large for a four-year term of office. The Village Clerk is elected for a four-year term, attends meetfngs of the Village Board, keeps its minutes, and is the official custodian of Village records. Electfons are held biennially, during odd- numbered years, on the first Tuesday in April. The Village Board’s primary functfon is policy making. The Village President, with the consent of the Board, appoints a Village Manager to administer daily administratfve operatfons of the Village. The Village President presides over meetfngs of the Board, and selects and removes appointed officers of various boards, commissions and committees with the consent of the Board. The mission of the Village is to provide the community with excellent local government services and the best educatfonal opportunitfes that meet the needs of its citfzens and are delivered in a professional, responsive, and fiscally responsible manner. This mission is carried out with six specific goals. 3 Village of Oak Brook Leadership 2 Village of Oak Brook Organizatfonal Chart Management Team Village Manager Riccardo Ginex Police Chief Public Works James Kruger Doug Patchin Fire Chief Library Barry Liss Jacob Post Informatfon Technology Golf Course James Fox Sean Creed Development Services Finance Tony Budzikowski Jason Paprocki Human Resources Kathy Vonachen From left to right: Trustee Asif Yusuf, Trustee Moin Saiyed, Trustee Philip Cuevas, Village Clerk Charlotte Pruss, Village Attorney Michael Castaldo, President Gopal Lalmalani, Village Manager Riccardo Ginex, Trustee John Baar, Trustee Michael Manzo, Trustee Edward Tiesenga. Like other local governments, the Village of Oak Brook utflizes fund accountfng. Fund accountfng segregates related accounts and actfvitfes into separate funds to ensure and demonstrate compliance with legal and regulatory requirements. Village funds are classified into three categories: governmental funds, business-type funds, and fiduciary funds. Governmental funds are used to account for all or most of the Village’s general actfvitfes, including administratfon, public safety, highways and streets, library, and community development. Governmental funds are categorized as: the General Fund, special revenue funds, and capital projects funds. The General Fund is used to account for and report all financial resources not accounted for and reported in another fund. Special revenue funds are used to account for and report specific revenue sources that are restricted or committed for specified purposes other than capital or debt. Capital projects funds are used to account for and report resources that are restricted, committed, or assigned for capital outlay. Business-type funds are used to account for actfvitfes similar to those found in the private sector, where the determinatfon of net income is necessary or useful for sound financial administratfon. Goods or services from these actfvitfes can be provided to either outside partfes (enterprise funds) or to other departments or agencies primarily within the government (internal service funds) with costs being recovered through user-fees and charges. Fiduciary funds are used to account for assets held on behalf of outside partfes, including other governments, or on behalf of other funds within the government. Financial actfvity of fiduciary funds are not included in governmental or business-type actfvitfes. The Village presents two types of financial statements: the Government-Wide Financial Statements and Fund Financial Statements. In the Government-Wide Financial Statements, the aggregate of all Governmental and all Business-Type funds are presented. The Government- Wide Financial Statements and Business-Type Fund financial statements are prepared using the economic resources measurement focus and the accrual basis of accountfng. The Governmental Fund Financial Statements are prepared using the current financial resources measurement focus and modified accrual basis of accountfng. There are a few major differences between these two reportfng basis. Fund Structure, Measure Focus, and Basis of Accountfng 3 Debt Payments Governmental = Recognized as an expenditure.Government-Wide/Business-Type = Recognized as a reduction of a liability. Depcreciation Governmental = Not recognized. Government-Wide/Business-Type = Recognized as an expense. Capital Expenditures Governmental = Recognized as an expenditure.Government-Wide/Business-Type = Recognized as an increase in capital assets. Expenditure Recognition Governmental = When the related liability is incurred, except for debt, claims, judgements, compensated absenses, and pension expenditures. Government-Wide/Business-Type = When liability a is incurred or an economic asset is used. Revenue Recognition Governmental = When revenues are measurable and available. Government-Wide/Business-Type = When revenues are earned. $0.0 $20.0 $40.0 $60.0 $80.0 $100.0 2015 2016 2017 2018 2019MillionsHistorical Total Net Position Governmental Business-Type The Statement of Net Position (commonly known as the “balance sheet”) reports informatfon on all of the Village’s assets, liabilitfes, and deferred inflows and outilows, with the difference reported as its “net positfon.” Net positfon measures the resources (cash, investments, receivables, capital assets, etc.) of the Village and any claims (payables, deposits, debt, etc.) against those resources. Over tfme, increases or decreases in net positfon may serve as a useful indicator of whether the financial positfon of the Village is improving or deterioratfng. The table below shows that, as of December 31, 2019, the Village’s total net positfon was $92.6 million, which is an increase of $7.1 million from 2018. The largest portfon of the Village’s net positfon, $101.6 million, reflects its investment in capital assets, less any outstanding debt used to acquire those assets. The Village uses these capital assets to provide various services to its residents. Consequently, these assets are not available for future spending. An additfonal portfon of the net positfon, approximately $15.0 million, is subject to external restrictfons on how it may be used. The unrestricted portfon of net positfon represents a $24.0 million deficit. The deficit balance is primarily due to the unfunded pension liabilitfes related to the IMRF (Illinois Municipal Retfrement Fund), Police, and Fire pension plans and the OPEB obligatfon. The deficit unrestricted net positfon will gradually improve as the pension plans become better funded in future years. The total deficit unrestricted net positfon improved $1.0 million in 2019 due to current year results and strong market conditfons for the Village’s pension plans. Explanatfon, Analysis, and Discussion of Financial Statements 4 Governmental Business-Type Total Primary Actfvitfes Actfvitfes Government Total 2019 2018 2019 2018 2019 2018 Change Cash and Investments $37.9 $35.7 $7.6 $7.1 $45.5 $42.8 $2.7 Current and Other Assets 8.8 8.4 1.6 2.2 10.4 10.6 (0.2) Capital Assets 68.0 65.5 34.0 29.8 102.0 95.3 6.7 Total Assets $114.7 $109.6 $43.2 $39.1 $157.9 $148.7 $9.2 Deferred Outilows of Resources $5.4 $7.7 $1.2 $0.2 $6.6 $7.9 (1.3) Long-Term Liabilitfes $57.6 $60.1 $2.2 $0.7 $59.8 $60.8 ($1.0) Other Liabilitfes 5.2 4.5 1.2 0.7 6.4 5.2 1.2 Total Liabilitfes $62.8 $64.6 $3.4 $1.4 $66.2 $66.0 $0.2 Deferred Inflows of Resources $5.5 $4.3 $0.2 $0.8 $5.7 $5.1 $0.6 Net Investment in Capital Assets $67.6 $65.4 $34.0 $29.8 $101.6 $95.2 $6.4 Restricted 15.0 15.3 - - 15.0 15.3 (0.3) Unrestricted (30.8) (32.3) 6.8 7.3 (24.0) (25.0) 1.0 Total Net Positfon $51.8 $48.4 $40.8 $37.1 $92.6 $85.5 $7.1 (in millions) Statement of Net Position The Village has seen steady improvements in total net positfon over the past five years. Net positfon has grown from $78.3 million in 2015 to $92.6 million in 2019. The Governmental Actfvitfes portfon has increased from $44.8 million in 2015 to $51.8 million in 2019, a $7.0 million, or 15.6%, improvement. The Business-Type Actfvitfes portfon has increased from $33.5 million in 2015 to $40.8 million in 2019, a $7.3 million, or 21.8%, improvement. Although total net positfon has increased, the Village stfll maintains unrestricted deficits due to unfunded pension liabilitfes. The foundatfon of the Village’s financial planning is centered on the Village’s policy of maintaining a General Fund cash and investments reserve that meets or exceeds six months of annual operatfng expenses. The six month policy level was established due to the Village not having the predictability of real estate tax revenue. Approximately 50% of the Village’s General Fund operatfng budget is funded by sales tax revenue, which is susceptfble to economic downturns and consumer spending. This conservatfve policy seeks to ensure the Village will have sufficient funds on hand to operate in an emergency situatfon as well as having sufficient tfme to address any volatflity. Over the past five years, the Village has been able to significantly increase its General Fund reserve balance to $21.3 million, or 11.3 months of operatfng expenditures. As of December 31, 2019, the Village had $45.5 million in cash and investments on hand, an increase of $2.7 million from December 31, 2018. Cash and investments by fund is: Explanatfon, Analysis, and Discussion of Financial Statements 5 The Village’s overall cash and investment balance is made up of various sources. The checking and Illinois Funds portfon are highly liquid and have immediate access. Illinois Funds balances earned interest during 2019 at a rate that ranged from 1.72% to 2.47%. The Village’s Corporate Bonds, Municipal Bonds, Certfficates of Deposits, and Government & Agency Obligatfons generally mature within five year. The investment portiolio is managed to have individual securitfes maturing nearly every month to keep the portiolio relatfvely liquid. The overall investment portiolio earned interest during 2019 at an average weighted yield of 2.35% to 2.44%. Summary on Village Cash and Investments Fund 2018 Balance 2019 Balance Change General $17,932,009 $21,266,132 $3,334,123 Hotel Tax 4,809,830 5,424,703 614,873 Motor Fuel Tax 779,844 1,045,152 265,308 Foreign Fire Insurance 259,393 183,154 (76,239) Infrastructure 9,278,944 8,248,160 (1,030,784) Promenade TIF 257,485 304,194 46,709 Water 6,426,743 6,937,632 510,889 Sports Core 192,897 349,076 156,179 Golf Surcharge 436,292 346,544 (89,748) Self Insurance 468,568 308,820 (159,748) Garage 331,134 275,988 (55,146) Equipment Replacement 1,622,866 807,822 (815,044) Total $42,796,005 $45,497,377 $2,701,372 $9.0 $11.0 $13.0 $15.0 $17.0 $19.0 $21.0 2015 2016 2017 2018 2019MillionsHistorical General Fund Reserve 6 Month Reserve Actual Cash Balance (in millions) Explanatfon, Analysis, and Discussion of Financial Statements The Village contributes to three defined benefit pension plans, the Illinois Municipal Retfrement Fund (IMRF), an agent multfple-employer public employee retfrement system; the Police Pension Plan, which is a single-employer pension plan; and the Firefighter’s Pension Plan, which is also a single-employer pension plan. The benefits, benefit levels, employee contributfons, and employer contributfons for all three plans are governed by Illinois Compiled Statutes and can only be amended by the Illinois General Assembly. For further informatfon on these pension plans, refer to the Village’s 2019 CAFR. Related to these pension plans, the Village reports, under long-term liabilitfes on the Statement of Net Positfon, an unfunded pension liability of $47.6 million for governmental actfvitfes and $1.5 million for business-type actfvitfes, for a total of $49.1 million as of December 31, 2019. Actual cash contributfons to the pension funds for 2019 totaled $4.8 million. This consisted of: $0.6 million for the IMRF pension plan, $2.1 million for the Police pension plan, and $2.1 million for the Fire pension plan. Current State statutes require the Village’s contributfons must accumulate to the point where the past service cost for the Police and Fire pension plans is 90% funded by the year 2040. The Village strives to have it’s pension funds 100% funded. The Village’s total net pension liability at 12/31/19 is: IMRF Police Pension Fire Pension Total Total Pension Liability $41,066,285 $63,107,741 $52,392,618 $156,566,644 Plan Fiduciary Net Positfon 35,361,100 41,183,345 30,896,235 107,440,680 Unfunded Pension Liability $5,705,185 $21,924,396 $21,496,383 $49,125,964 Plan Funded Rate 86.11% 65.26% 58.97% 68.62% Combined annual Public Safety (Police and Fire) recommended pension contributfons are expected to increase from $4.4 million in 2020 to $6.1 million in 2040 assuming a 100% funding target. Increasing pension costs could have an impact on future services provided by the Village. Actual contributfons and unfunded liability for these years could also vary from projectfons depending on key actuarial assumptfons, including salary increases, mortality tables, investment returns, and Village funding levels. Projectfons are updated each year through an actuarial valuatfon to determine the actual funding status of the plans. In additfon, current efforts to consolidate downstate pension plans could have a significant impact on these projectfons and the health of the pension plans. The Village will contfnue to monitor consolidatfon and its impact on the Village’s financial future. Summary on Village Pension Plans 6 $3 $4 $5 $6 $7 MILLIONSProjected Public Safety Pension Contributions The Statement of Activities (commonly known as the “income statement”) reports all financial actfvity for the fiscal year ended December 31, 2019. This statement presents high-level summary informatfon about how the Village’s net positfon changed during the fiscal year. Overall, the Village’s total net positfon has increased $7.1 million, or 8.3%, during fiscal year 2019. Governmental actfvitfes net positfon increased $3.4 million, or 7.0%, from 2018 and business-type actfvitfes net positfon increased $3.7 million, or 10.0%, from 2018. Total revenues increased $2.2 million, or 4.6%, compared to prior year. The Village experienced increases in nearly all major revenue sources during 2019. Sales and local use taxes contfnue to be one of the Village’s largest revenue source at $18.5 million, but reflected a decrease of $0.1 million, or 0.5%, compared to the prior year. Charges for services, which is primarily made up of water sales, Sports Core memberships and fees, and building permit revenue, was $20.5 million in 2019, an increase of $1.3 million, or 6.8%, compared to the prior year. Total expenses decreased $0.7 million, or 1.6%, compared to the prior year. The decrease is comprised of a few different factors: a $1.7 million decrease in Waterworks System materials and supplies due to the 2018 water meter replacement project, and offset by a $0.6 million increase in Public Works related street resurfacing and project engineering costs. There were also normal budgeted personnel and contractual related increases that are typically seen every year. Explanatfon, Analysis, and Discussion of Financial Statements 7 Governmental Business-Type Total Primary Actfvitfes Actfvitfes Government Total Revenues 2019 2018 2019 2018 2019 2018 Change Program Revenues Charges for Services $7.0 $6.0 $13.5 $13.2 $20.5 $19.2 $1.3 Grants and Contributfons 0.3 0.2 - - 0.3 0.2 0.1 General Revenues Sales and Local Use Taxes 18.5 18.6 - - 18.5 18.6 (0.1) Utflity Taxes 6.3 6.1 - - 6.3 6.1 0.2 Other Taxes 3.1 3.0 - - 3.1 3.0 0.1 Investment Income 1.1 0.6 0.2 0.1 1.3 0.7 0.6 Miscellaneous 0.1 0.2 0.1 - 0.2 0.2 - Transfers (0.7) - 0.7 - - - - Total Revenues $35.7 $34.7 $14.5 $13.3 $50.2 $48.0 $2.2 Expenses General Government $5.8 $5.6 $- $- $5.8 $5.6 $0.2 Public Safety 18.9 18.9 - - 18.9 18.9 - Public Works 5.6 5.0 - - 5.6 5.0 0.6 Culture and Recreatfon 1.8 1.7 - - 1.8 1.7 0.1 Waterworks System - - 7.1 8.8 7.1 8.8 (1.7) Sports Core - - 3.7 3.6 3.7 3.6 0.1 Interest and Fiscal Charges 0.2 0.2 - - 0.2 0.2 - Total Expenses $32.3 $31.4 $10.8 $12.4 $43.1 $43.8 ($0.7) Change in Net Positfon $3.4 $3.3 $3.7 $0.9 $7.1 $4.2 $2.9 Net Positfon, January 1 $48.4 $49.5 $37.1 $36.5 $85.5 $86.0 Restatements - (4.4) - (0.3) - (4.7) Net Positfon, January 1 Restated $48.4 $45.1 $37.1 $36.2 $85.5 $81.3 Net Positfon, December 31 $51.8 $48.4 $40.8 $37.1 $92.6 $85.5 (in millions) Statement of Actfvitfes General Government 13.5% Public Safety 43.9%Public Works 13.0% Culture and Recreation 4.2% Waterworks System 16.5% Sports Core 8.6% Interest and Fiscal Charges 0.5% Expenses by Function Charges for Services 40.8% Grants and Contributions 0.6% Sales and Local Use Taxes 36.9% Utility Taxes 12.5% Other Taxes 6.2% Investment Income 2.6% Miscellaneous 0.4% Revenues by Source Explanatfon, Analysis, and Discussion of Financial Statements 2019 Actual 2018 Actual Change Sales Tax $18,522,492 $18,608,900 ($86,408) Sales tax covers all the various taxes imposed under the Retailers Occupatfon tax, the service Occupatfon tax, and the Use Tax Act. The Village currently receives 1.50% of eligible sales. Utflity/Telecom Tax 6,286,242 6,137,283 148,959 The Village taxes telecommunicatfons, natural gas, and electricity. The Village receives 5% tax from NICOR and a 10-tfered formula based on kilowatts used from Commonwealth Edison. Taxes are also imposed on interstate or intrastate telecommunicatfons originatfng or received in the Village by a person at a rate of 6% of gross charges. Hotel/Motel Tax 1,292,756 1,340,495 (47,739) 3% tax imposed upon the use and privilege of rentfng rooms in a hotel or motel within the Vil- lage. Intergovernmental 1,171,442 1,018,888 152,554 Amounts received from other governments for support of partfcular functfons or for general financial support. Includes State income tax and personal property replacement tax. Charges for Services 20,512,125 19,191,729 1,320,396 Charges imposed for providing services. Total charges for services is comprised of: Water $10,036,858, Sports Core $3,328,488, Golf Surcharge $111,082, and Governmental (licenses, permits, fees) $7,035,697. Grants 286,191 227,588 58,603 Funds received from federal and state agencies to assist in offsetting expenditures related to various programs. All Other Revenue Sources 2,156,257 1,513,854 642,403 Consists of property tax, other tax, gain on disposal of capital assets, investment income, and other revenue. $50,227,505 $48,038,737 $2,188,768 Revenue Overview 8 See page 10 for explanatfons on the major changes from 2018. $- $10 $20 $30 $40 $50 $60 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019MILLIONSTotal Revenues -Last 10 Years Explanatfon, Analysis, and Discussion of Financial Statements 2019 Actual 2018 Actual Change General Government $5,776,984 $5,562,375 $214,609 Includes various administratfve services of the Village (Legislatfve and General Management, Human Resources, Finance, Informatfon Systems, and Community Development). Public Safety 18,933,249 18,936,493 (3,244) Includes expenses associated with providing police and fire protectfon services to the Village. Public Works 5,536,797 5,025,121 511,676 Includes Public Works administratfon, buildings and grounds, forestry, snow removal, and streets services. Culture and Recreatfon 1,813,968 1,690,190 123,778 Includes Library services and Hotel/Motel expenses to increase overnight stays in hotels with- in the Village. Waterworks System 7,145,987 8,819,043 (1,673,056) Includes the costs associated with providing water services to the Village. Sports Core 3,704,979 3,536,941 168,038 Includes all Sports Core operatfons (Bath & Tennis Club, Polo, Taste of Oak Brook, Golf Club). Interest 245,894 255,253 (9,359) Includes interest costs on all Village debt. $43,157,858 $43,825,416 ($667,558) Note - The increase in total expenses in 2015 relates to the recording of $10.4 million in pension expense related to the implementatfon of GASB Statements No. 68 and 71. Fiscal year 2015 was the first year the expense was recorded on the Village ’s financial statements. See page 10 for explanatfons on the major changes from 2017. Expense Overview 9 $- $10 $20 $30 $40 $50 $60 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019MILLIONSTotal Expenses -Last 10 Years Key financial highlights of fiscal year 2019 include:  Charges for services revenue increased $1.4 million, or 7.3%, from 2018 due increases in building permit fees from large economic development permits issued and a 5% water rate increase.  Sales and use tax revenue decreased $0.1 million, or 0.5%, from 2018 due to various business openings and closings throughout the year as a result of redevelopment of retail space.  Utflity tax revenue increased $0.2 million, or 3.3%, from 2018 due to general inflatfonary gains. The Village rates charged on gas, electric, and telecommunicatfons remained unchanged in 2019.  Investment income increased $0.6 million, or 85.7%, from 2018 due to rising interest rates and more available cash on hand to invest. The weighted average yield of the Village’s long-term investment portiolio increased from 2.27% in 2018 to 2.35% in 2019. The Village also saw favorable increases in the Illinois Funds daily investment rate.  General government expenses increased $0.2 million, or 3.6%, from 2018. This is primarily due to normal salary and benefits related increases.  Public Safety expenses were flat with 2018 at $18.9 million. The Public Safety functfon saw an increase in contract ambulance services due to the additfon of paramedics, an increase in pension contributfons, and normal personnel related increases. This was offset by a reductfon in actuarial pension expense due to favorable market conditfons in 2019.  Public works expenses increased $0.6 million, or 12.0%, from 2018. The increase is due to street resurfacing projects and planning and design work for future projects.  Culture and recreatfon expenses increased $0.1 million, or 5.9%, from 2018. The increase is due to normal personnel related increases, increases in supplies, and increases in advertfsing costs for the hotel district.  Waterworks System expenses decreased $1.7 million, or 19.3%, from 2018. The decrease is due to the Village-wide water meter replacement project that occurred in 2018.  Sports Core expenses increased $0.2 million, or 5.7%, from 2018. The increase is due to normal increases in personnel related costs and golf course supplies. Explanatfon, Analysis, and Discussion of Financial Statements Overview of Financial Positfon and Results of Actfvitfes 10 Explanatfon, Analysis, and Discussion of Financial Statements 11 General Fund The General Fund accounts for the Village’s primary operatfng actfvitfes. Services funded by the General Fund include police, fire, library, public works, economic development, and general administratfon. The General Fund accounts for all financial resources except those accounted for in another fund. Total revenues increased $1.2 million, or 4.7%, from 2018. Revenue levels across all major sources were stronger in 2019 than antfcipated, coming in at $2.5 million over budget. Intergovernmental revenue (which includes sales tax, income tax, use tax, and more) was relatfvely flat in 2019, coming in at $0.1 million higher than last year, but $0.5 million over budget. Utflity Taxes (electric, gas, and cable) were strong in 2019 accountfng for an increase of $0.1 million over 2018 and $0.4 million over budget. Licenses & Permits revenue was $0.5 million higher than 2018 and $1.3 million over budget. This was due to the issuance of a few large redevelopment building permits during 2019. Total expenditures decreased $1.6 million, or 6.4%, from 2018 and were $0.3 million under budget. The decrease in expenditures is primarily due to the Police Department expansion and renovatfon capital project in 2018. This was offset by normal increases in personnel related costs, such as salaries, pension contributfons, and health insurance payments. Fund balance increased $3.3 million in 2019 to a total of $25.1 million. Of this amount, nearly all ($25.0 million) is unassigned and can be used for any purpose. The General Fund has seen significant increases in fund balances over the past few years, increasing from $17.3 million in 2015 to $25.1 million in 2019. Original Final Variance with 2018 Budget Budget Actual Final Budget Actual Revenues Intergovernmental $13,566,250 $13,566,250 $14,017,644 $451,394 $13,900,471 Utflity Taxes 5,857,500 5,857,500 6,286,242 428,742 6,137,283 Licenses & Permits 2,335,050 2,335,050 3,640,730 1,305,680 3,185,402 Charges for Services 1,521,400 1,521,400 1,436,294 (85,106) 1,155,142 Other 900,300 900,300 1,325,850 425,550 1,119,962 Total Revenues $24,180,500 $24,180,500 $26,706,760 $2,526,260 $25,498,260 Expenditures General Government $4,424,525 $4,381,925 $4,178,784 $203,141 $6,548,865 Public Safety 17,099,745 17,308,695 17,225,752 82,943 16,610,925 Public Works 886,420 916,420 898,813 17,607 761,682 Culture and Recreatfon 928,675 928,675 906,687 21,988 878,135 Total Expenditures $23,339,365 $23,535,715 $23,210,036 $325,679 $24,799,607 Other Financing Sources (Uses) Transfers in $508,235 $508,235 $508,235 $- $- Transfers out (1,216,725) (1,216,725) (704,518) 512,207 - Total Other Financing Sources (Uses) ($708,490) ($708,490) ($196,283) $512,207 $- Change in Fund Balance $3,300,441 $698,653 Fund Balance, January 1 $21,753,327 $21,054,674 Fund Balance, December 31 $25,053,768 $21,753,327 Village Sales Tax 12 Sales Tax revenue is largest revenue source in the Village’s General Fund and Infrastructure Fund. The amount of sales tax generated by Village businesses allows the Village to operate without a real estate tax levy. The Village does receive a small amount of real estate tax revenue for the Promenade TIF district, but this money is used exclusively to repay TIF bondholders. The sales tax rate charged within the Village is 7.50%. Of this rate, the Village directly receives 1.50%. The 1.50% is further broken down into two portfons: 1.00% is the local portfon that goes into the General Fund to fund general operatfons (public safety, public works, library, development services, and administratfon) and 0.50% is the non-home rule portfon that goes into the Infrastructure Fund to fund roadway improvements. Also, the Promenade TIF Fund receives a portfon of sales tax revenue to be used to repay bondholders in accordance with the redevelopment agreement. Of all the sales tax and non-home rule sales tax collected from stores within the Promenade shopping center, 20% of this amount is recorded in the Promenade TIF Fund. The General Fund’s portfon of sales tax revenue in fiscal year 2019 was $12,516,616, which is a decrease of $69,704, or 0.6%, over 2019. The Infrastructure Fund’s portfon of non-home rule sales tax in fiscal year 2019 was $5,642,898, which is a decrease of $48,638, or 0.9%, over 2019. Of the Village’s total sales tax revenue, nearly 50% comes from businesses located within the Oakbrook Center mall. Oakbrook Center contfnues to be one of the areas most popular malls and offers numerous retail, dining, and entertainment optfons. The Village’s top 10 sales tax generators in 2019 were: $3 $4 $5 $6 $7 $8 $9 $10 $11 $12 $13 $14 MILLIONSSales Tax Collections Last 10 Years 1% Sales Tax 0.50% Non-Home Rule Sales Tax $0.0 $0.5 $1.0 $1.5 $2.0 $2.5 $3.0 $3.5 $4.0 $4.5 General Merchandise Food Apparel Drinking and Eating Places Furniture & H.H. & Radio Lumber, Bldg, Hardware Automotive & Filling Stations Drugs & Misc. Retail Agriculture & All Others Manufacturers MILLIONS Sales and Non-Home Rule Sales Tax Collections By Major Category State of Illinois, 5.00% Village of Oak Brook, 1.50% Regional Transportation Authority, 0.75% DuPage County, 0.25% Sales Tax Rate Allocation These taxpayers accounted for approximately 46% of the Village’s total sales tax revenue in 2019. The Village contfnues to work on attractfng new businesses to strengthen its sales tax base and contfnue operatfons without a real estate tax levy. The Village maintains a diverse tax base with five industries generatfng over $2.0 million to the Village annually, led by apparel sales from the strong retail base.  Nieman Marcus  Nordstrom  Nordstrom Rack  Peloton Interactfve  Tiffany & Co.  Apple Computers, Inc.  Costco  Gibsons Bar & Steakhouse  Louis Vuitton  Macy’s Key Statfstfcs 13 *Individual property tax rates may vary depending on school district boundaries. 2015 2016 2017 2018 2019 General Debt per capita $534 $480 $422 $401 $423 DuPage County unemployment rate 4.6% 4.4% 3.9% 2.9% 2.2% Property tax rate* 3.9263 3.7945 3.5786 3.4555 3.5125 Estfmated retail sales $1,235,726,800 $1,310,311,500 $1,240,438,500 $1,258,799,200 $1,258,194,000 Total sales tax receipts—cash basis $18,043,872 $19,019,578 $18,253,755 $17,946,614 $18,268,091 Police Physical arrests 208 191 212 181 178 Parking violatfons 299 901 443 404 317 Traffic violatfons 2,082 1,465 1,495 1,398 1,596 Fire EMS incidents 1,329 1,432 1,380 1,408 1,468 Fire incidents 600 630 672 722 693 Communicatfons Center (DUCOMM) Police calls dispatched 19,442 23,924 21,656 23,716 23,200 Fire/EMS calls dispatched 2,246 2,407 2,493 2,616 2,711 Library Total circulatfon 91,205 112,423 105,129 120,413 140,201 Total holdings 102,441 97,201 94,353 91,789 88,520 Community Development Building permits issued 850 841 943 908 920 Estfmated constructfon value $174,948,935 $99,520,330 $176,470,285 $135,704,908 $167,423,370 Inspectfons 2,790 2,999 2,963 2,607 2,510 Sports Core B&T recreatfon memberships 307 317 294 307 265 Social memberships 81 77 - - - Total events 71 75 65 74 88 Golf memberships 142 145 151 158 150 Total golf rounds 34,019 39,324 39,863 35,256 36,253